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Amount of cash earning less than 1% in easy-access savings accounts balloons by £67bn in a

The amount of money being held in savings accounts offering a rate of 1% or less rocketed last year, comprehensive data shows. By the end of 2025, there was nearly £69.9bn sitting in easy access-savings accounts earning below 1 per cent after many major banks made huge cuts on what they offer savers.

Not so easy-access! Majority of savings accounts now come with hoops that delay withdrawals

Two in three so-called easy-access accounts delay savers' access to their funds, new research reveals.

Nationwide launches first financial education training scheme to help children learn about money

Financial education is not currently on the curriculum in schools, but parents believe it's more important than English literature, P.E and history.

Lloyds, Bank of Scotland and Halifax customers able to see OTHER users' payments in mobile app glitch

Lloyds, Bank of Scotland and Halifax customers see OTHER users' payments in mobile app

Lloyds Banking Group customers reported that they were able to view charges and payments that didn't belong to them from other users accounts on Thursday morning. Customers of Lloyds, Halifax and Bank of Scotland reported being able to see other customers' transactions in their mobile banking apps.

Nationwide Fairer Share: Customers hoping for £100 payment should put money in one of these savings accounts this month

Nationwide customers keen to ensure they would be eligible for a Fairer Share payment in 2026 should take steps now so they do not miss out.

Investing platform XTB launches a headline-grabbing 6% cash Isa: What's the catch and should you open an account?

Trading platform XTB has launched a cash Isa paying up to 6 per cent interest. There's a sting in the tail, however - we examine whether it's worth signing up.

Isa rates soar to 6% as race to the top heats up: What are the real best deals - and how can you cash in?

Cash Isa providers are locked in a race to offer top interest rates ahead of tax-year end, with one provider launching an eye-catching rate of 6 per cent. The tussle at the top has intensified as providers try to grab your cash but which are the real best deals and which ones should you leave to one side? We examine the offers in more detail.

Are you really going to win? Only 6% of Premium Bonds prizes in the past year went to savers who hold less than £10,000

Only 6% of Premium Bonds prizes in the past year went to account holders holding less than

Less than 1 per cent of Premium Bonds prizes handed out between February 2025 and January 2026 were won by savers with a holding of less than £1,000. Even those with pots ten times the size do not stand to have much better odds of winning a prize. Just 6 per cent of prizes dished out during the period went to Premium Bonds holders with £10,000 or less in the bonds.

Savings platform Flagstone launches cash Isa to rival Hargreaves Lansdown: How does it work and is it a good deal?

What is a savings platform - and could you benefit from using one?

Nationwide unveils new range of cash Isas paying more than 4% including a tax-free best buy

Nationwide has launched a number of new tax-free savings accounts with a month to go until the end of the financial year.

One in seven high street retailers went cashless last year despite millions of Britons still using physical money

Tens of thousands of businesses on the high street went cashless last year - with 14% no longer accepting cash in the last 12 months. But the signs are there that businesses want to accept cash - nearly half of businesses on the high street said they want to protect the choice to accept cash in the future, and over half believe the decline in cash use is harmful to the high street.

New best buy one-year fixed Isa launched by Investec with a month left to use allowance up

Investec Save has launched a one-year fixed-rate Isa paying a table-topping rate of 4.2%.

Cash Isa race heats up as rates climb to 4.61%: Here are the best deals - including one from Hargreaves Lansdown

It's game on for savers as a new tussle to offer the best-buy cash Isa rate kicks off ahead of tax-year end.

The banks that'll give you up to £500 AND free private healthcare if you switch: Why now is the most lucrative time to switch current accounts, by SYLVIA MORRIS

Now is the most lucrative time to switch current accounts in years. Banks are offering huge sweeteners of up to £500 if you change your current account to one of theirs. The banks want you to switch your current account as savers have £300bn sitting in these accounts that pay no interest. It's easy money for banks and building societies.

What do we need to think about if we open a joint bank account - and how do we pick the best one?

My girlfriend and I reckon it's probably time to get a joint account. What should the main considerations be when choosing one?

Both Premium Bonds £1m jackpot winners in March had maximum holding of £50,000... again!

Both winners of the £1m Premium Bonds jackpot once again held the maximum £50,000 in the popular National Savings and Investment account.

Get £175 when switching current account to Co-operative Bank - plus a 7% savings account

Co-op Bank offering £175 to switch current account - and it comes with a 7% savings rate

The Co-operative Bank has launched a switch offer that also donates to the women's domestic abuse charity Refuge for every account shifted. It joins Lloyds, Santander, First Direct and Nationwide in offering cash carrots to those who switch current account.

A taxi driver in Paris charged me €2,990 instead of €29 and now my bank won't refund!

While in Paris in January, my twin sister and I took a 20 minute taxi ride from the Musée d'Orsay to Gare du Nord to return to London.

Pin-nesia! Half of under-35s struggle to remember their bank card pin number due to rise of digital payments

More than half of people under the age of 35 do not remember their four-digit pin number for their bank card, new data reveals.

Lloyds now offering up to £2,300 cashback to switch account as big banks battle for customers

There's a huge bribe on the table from Lloyds to get you to shift your money to the bank. There are four separate deals on offer - what do you need to do to take them up?

Nationwide customers should put £500 into one of these accounts NOW to qualify for any Fairer Share bonus this year

Last year, a total of £400million was paid to 4million Nationwide members, up from £385million for 3.85million members the year before.

NS&I cuts Premium Bonds prize rate to 3.3% from April and lengthens odds on winning

National Savings and Investments will cut the Premium Bonds prize rate from 3.6% to 3.3% from the April 2026 draw.

NatWest offers £150 to switch to its bank account AND a 7% savings rate - but there's a catch

NatWest offers £150 to switch banks AND a 7% savings rate - but there's a catch

NatWest has launched a new switch offer, but how does it compare? It has less hoops to jump through than other deals, plus a 7 per cent savings account - we examine the deal in detail.

Best inflation-beating savings rates: 1,607 savings accounts beat 3% inflation - here's the top deals

Savers' cash pots have been eroded over the last two years by high inflation, but there are 1,607 savings accounts paying an inflation-beating rate.

Barclays will pay you up to £1,000 to open a Premier account and switch your cash Isa - but you need deep pockets

Customers who switch to a Barclays Premier account through the Current Account Switch Service (Cass) will receive a £400 cash sweetener.

Figures which lay bare EXACTLY how much banks are ripping you off - and what they should be paying YOU instead: SYLVIA MORRIS

High street banks are taking savers for a ride - I've unearthed the figures that prove it. My calculations reveal exactly what banks should be offering you - if they weren't prioritising boosting their own bumper profits instead.So if you're not getting what you deserve, you need to switch now - otherwise you're just helping to make them richer, rather than yourself.

British banks plot network to rival Visa and Mastercard amid fears Trump could switch off payments system

The meeting, chaired by Barclays UK boss Vim Maru, will bring together City figures who will fund a national payments company.

EXCLUSIVEProsper launches new best buy cash Isa paying 4.5%: How does it compare to rivals?

This deal rockets Prosper to the top of our cash Isa table , beating rates from Etoro and Trading 212.

Popularity of Isas has exploded in recent years - LEE BOYCE on the data that shows how millions have built a tidy tax-free pile

The tax-free accounts are an extremely powerful tool, and alongside your private pension, should form the bedrock of your finances. As investors are savers are squeezed for more tax on their returns, being able to save or invest £20,000 in a tax-free wrapper has become more crucial to build wealth - and two nuggets of data this week highlight this even more.

Savers almost £300 worse off every year by sticking with big banks offering sub-par easy-access rates

Big banks now on average offer 1.19% on easy-access savings accounts versus 4.12% offered by the best buy savings accounts.

Amount of money held in Isas likely to have tipped over the £1trillion mark as money held in tax-free accounts soars 80% in a decade

Around £511bn is invested in stocks and shares Isas and £360bn in cash Isas - but these figures are likely to have ballooned since the data was collected.

Lloyds becomes the latest bank to unveil branch closures with plans to shut 95 sites over the next year

Lloyds set to close another 95 branches over the next year

The high street bank closures are expected to affect its Lloyds and Bank of Scotland brands between May 2026 and March 2027. Lloyds is in the middle of another round of closures, which will see 49 sites shut by October, after announcing 136 closures around a year ago.

I've only got a few months to open a Lifetime Isa - should I do it or will changes make them redundant?

I am 39 and will be turning 40 in April, so I only have a few months in which I can still open one - but I've heard a new version of the Lifetime Isa will be launched in 2028.

Are my 1 and 2p coins now worth more than face value thanks to soaring copper prices?

I've got a huge jar of 1 and 2p coins. Some are from the 1970s, 80s and 90s - and others are more modern. I've seen the price of copper has gone up hugely in recent times.

Top cash Isa rates are disappearing within days - bag one of these now while you still can: SYLVIA MORRIS

Top fixed rate cash Isas are disappearing in days so bag one of these while you can:

Rates on ordinary savings accounts are falling everywhere you look - but cash Isa deals are bucking the trend. That's because savers tend to dash to make the most of their £20,000 Isa allowance before it resets in April. Coventry Building Society launched a cash Isa paying a fixed 4.13% until May 31, 2027.

Chase current account customers can now get £12.50 per month insurance bundle in their banking app: Is it a good deal?

The deal includes travel, mobile phone and AA breakdown cover.

Revealed: The sneaky tricks to find out if you've won a Premium Bond prize BEFORE the winners are announced (and how to join the secret club for those REALLY in the know)

Each month thousands of Premium Bond holders rush to National Savings & Investment's website to discover whether they've won big.

The Christmas savings account that pays a bumper 5%: It's NOT too early to start thinking about it... but there is a catch

The YBS Christmas savings account paying a bumper 5% - it's NOT too early... but there is

If you want one of the highest savings rates currently available, then it might pay to start thinking about Christmas. Although last year's celebrations are still in the rearview mirror, a Christmas regular saver is now on offer from Yorkshire Building Society*paying 5 per cent interest.

Last chance to get up to £150 cashback on savings with Hargreaves Lansdown - how does the deal stack up?

Savers looking for a quick boost have until Friday to take advantage of Hargreaves Lansdown paying up to £150 cashback but how does the deal stack up?

Beginner's luck! Four Premium Bonds savers win £100,000 on their first draw

Four savers have scooped £100,000 prizes after purchasing the winning bond in December 2025.

Nationwide is winning current account switching race thanks to generous cash bonuses and Fairer Share payments

Nationwide winning current account switching race thanks to generous cash bribes

Nationwide Building Society hoovered up 41,450 net bank switchers in the third quarter of 2025, making it the most popular bank to switch to for the fifth quarter in a row. The switching rush in recent years has been driven by the building society's generous cash bribes.

Premium Bonds prize dates for the year ahead - find out when your winning number could be coming up in 2026

The lucky Premium Bonds numbers from £1,000 up to £1m are published on This is Money a full day before NS&I updates its prize checker tool.

Lifetime Isa retirement plan could be dropped by government in favour of a new home-buying Isa

Savers who use a Lifetime Isa to build their retirement pot will bear the brunt of changes being considered by the Government to the Lifetime Isa.

Record £57bn flowed into cash Isas in 2025 as savers stuffed their tax-free accounts over limit-cut fears

Savers poured a record £57billion into cash Isas in 2025, official data from the Bank of England shows. It marks the highest inflows into cash Isas in the past 10 years and the biggest since the Isa allowance rose to £20,000 in 2017.

EXCLUSIVENatWest reveals MORE branch closures with 32 outlets set to shut their doors

NatWest is closing even more of its bank branches with a further 32 outlets set to shut their doors on loyal customers, This is Money can reveal.

Top interest rates? We'd rather our bank gave us free coffee, says disillusioned Generation Z

Younger savers prefer to get lifestyle perks such as coffee, cinema tickets and cashback from their current account than top interest rates, research shows.

Four new towns will get banking hubs as branches continue to shutter

Four more towns have been recommended for a banking hub, as bank branches vanish from high streets up and down the country. A Bedfordshire town is 250th location to be recommended one of the hubs, which replace traditional banks in towns where all the branches have gone.

Santander announces 44 more branch closures putting hundreds of jobs at risk: Here's which areas are affected

Santander said most of the branches due to close will do so by the end of May 2026, with two expected to close by the end of January 2027.

Cash Isa battle sees rates climb as high as 4.49% - these are the top deals for tax-free saving

A trio of Isa providers have recently hiked rates, with 12-month fixed boosts that mean you should beat the base rate over the next year. The current best-buy sits at 4.49 per cent.

Prosper offers boosted one-year fixed rate and 120-day notice savings accounts at 4.5%

The savings platform Prosper is offering boosted rates for new customers. Interestingly, the boosted element is tax-free. We examine how the deals compare and other options savers have currently.

Meet NS&I's top-secret agent who tells Premium Bond winners they'be become a millionaire

The lives of two Bond holders are transformed on the day before the first working day of every month, when NS&I personally delivers the news.

I predicted these NS&I cuts were on their way... and I was right. This is what's coming next, the future for Premium Bonds and the steps you must take: SYLVIA MORRIS

National Savings & Investments (NS&I) has cut rates on two of its easy-access accounts - just as I predicted it would.

NS&I set to slash interest rates on two of its popular savings accounts next month

NS&I slashes interest rates on two of its popular savings accounts

National Savings and Investments will slash the rates on two of its popular accounts from next month. It is the first time NS&I has changed the interest rates on these savings accounts since March 2025.

Nationwide will cut interest rates on 36 of its savings accounts next month: Here's the full list

Nationwide customers will see rates fall across regular savings accounts, children's accounts, limited-access and easy-access accounts.

JN Bank UK launches new range of savings accounts and rebrands - are the rates any good?

JN Bank has relaunched as This Bank in the UK and along with its new name has launched a crop of new savings accounts.

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Club Lloyds: The current account that rewards your everyday

Bank accounts aren't usually associated with fun, but Club Lloyds is changing that. Whether your perfect weekend involves an iced latte, a trip to the cinema, or a cosy night in with Disney+, Club Lloyds brings a little extra joy to your everyday spending.

share Club Lloyds: The current account that rewards your everyday

How to make the most of your savings whether you've got £100, £10,000 or £100,000: SYLVIA MORRIS's guide to where to stash your cash

The best accounts for you will depend on how much you have in savings, how quickly you need to access it and whether you are at risk of being stung by a tax bill.

Savers warned to prepare for 'new era' of lower returns as rates tumble - where to find the best deals now

Savers are being warned to prepare for a 'new era' of lower returns as savings rates plummet.

How you can earn £10,000 from cashback deals: Ultimate guide to the offers that give you free cash on your shopping and investments - and the ones that could COST you money

Is cashback too good to be true? Deals can give you up to £10,000 on investments and pay

Cashback can be lucrative - paying out thousands of pounds in some cases - while others are poor deals and could even leave you out of pocket. We sort through the best cashback offers out there.

Returns on uninvested cash held in stocks and shares Isas could be charged 22% tax to close potential loophole

HMRC is considering a 22 percent flat-rate charge on any interest earned on cash holdings held in stocks and shares Isas, it is thought.

Marcus launches best buy one-year fixed savings account paying 4.55% - is it a no-brainer?

Marcus, the UK offshoot of US investment banking giant Goldman Sachs, now offers savers 4.55% interest, propelling it to the top of the best-buy savings tables.

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Plum Max offers better rates, lower fees and perks to savers and investors - how does it stack up?

Saving and investing app Plum revamped its subscription offering in July this year. There are now four tiers on offer - Basic, Plus, Boost and Max. Customers can pay £11.99 a month for a Max plan in exchange for a variety of perks they won't get if they just have a free basic plan.

MPs 'not convinced' Chancellor's cash Isa limit cut to £12,000 will result in investing boom and may 'confuse' savers

MPs 'remain to be convinced' the Government's cut to the cash Isa allowance, unveiled in the Budget,will spark a culture of investing in stocks and shares.

The generous Premium Bond prize rate is on borrowed time - here's what you should do now, by SYLVIA MORRIS

NS&I has kept the Premium Bonds prize rate at 3.6% since August. Meanwhile, we've had two cuts in the base rate, from 4.25% to 3.75 %.

TSB launches £200 current account switching deal as competition between banks ramps up

TSB has kicked off the new year with a new bank switching bonus worth £200. The deal is open to new and existing TSB customers who switch their main bank account to TSB.

The Premium Bonds winners in Iran, Russia and Syria who have scooped £17,400 in prizes since 2020

Overseas Premium Bonds holders across the globe have bagged thousands of pounds worth of Premium Bonds prizes.

Nationwide fights back against scammers with a checker tool to highlight dodgy phone calls

Britain's biggest mutual has launched a scam checking tool which will tell customers if they are on the phone to a genuine Nationwide employee or a scammer.

HSBC offers huge £750 cash to entice new Premier bank account customers: Here's how to get it

HSBC is offering the biggest ever bank account switching offer on record - but only for those that are rich enough to meet its criteria. Is it a good deal?

NS&I has slashed rates on its bonds. Here's why I'm not surprised - but why I'd still grab one: SYLVIA MORRIS

National Savings and Investments yesterday slashed the rate it pays to savers signing up for its fixed-rate bonds - but I still think they're worth a look.

NS&I launches new issues of fixed-rate Income Bonds and British Savings Bonds - are they worth opening?

NS&I has today revealed the rates on offer for new versions of its popular British Savings Bonds and Income Bonds.

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How long will it take me to save a £30,000 home deposit?

I want to buy my first home and have worked out that I need to save a deposit of about £30,000. I am starting from scratch and could save about £300 per month, how long would it take me to save the deposit?

share How long will it take me to save a £30,000 home deposit?

Lloyds launches its best ever £250 current account switching bonus with top regular saver paying a 6.25% rate

Lloyds has kicked off the new year with a bumper £250 current account switching bonus that runs until early February.

Britons are relying MORE on cash, reveals Nationwide: Withdrawals are climbing - and commuter belt sees biggest rise

The biggest increase in cash withdrawals were recorded in East Anglia and Essex, the Shires and South London.

Have you won big? Two Premium Bonds savers start 2026 with £100,000 prizes from holdings below £5,000

Two Premium Bonds savers have sprung into the new year with big Premium Bonds prizes won with small holdings. A winner in Essex has bagged a £100,000 Premium Bonds Prize with a holding of £2,550 from a bond bought in October 2008. Meanwhile, a saver in Tyne and Wear won a £100,000 prize with a holding of £4,400.

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Six tips for savers to make the most of their cash Isa and beat tax

Savvy savers are constantly on the lookout for safe and effective ways to make their money work harder.

Cash Isa rates are set to fall in 2026 - here are the best tax-free accounts you can open right now

Top Isa rates above 4 per cent may not be available for long in 2026 according to experts.

This is my number one tip to beat savings rate cuts - but you must act NOW, says SYLVIA MORRIS

Savers received an unwelcome early Christmas surprise when the Bank of England cut its base rate to 3.75 per cent. This is the lowest the benchmark rate has been in almost two years and, inevitably, savings rates will follow it down.But if you follow my advice and know where to look, you can still secure a good deal.

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Would Rachel Reeves cutting the cash Isa limit matter to you?

Savers are worried that cuts to the cash Isa allowance are on their way after months of speculation. We explain what that means.

I'm saving to buy a home but should I keep paying into my Lifetime Isa now that they could be scrapped?

In the Autumn Budget, it was announced that the Government will launch a consultation into Lifetime Isas in 2026. Where does this leave those saving for a house deposit in one?

The latest ruse for MrBeast to get your cash with a 'bank': From crypto to credit cards and even loans, our financial experts reveal just what he's planning... and the very real risks

YouTube megastar MrBeast's business has announced the launch of a new financial firm as the popular social media personality expands his sprawling empire. Donaldson has more than 450million subscribers on the social media channel and has hundreds of millions of followers across other social media platforms. But just how could he tap into their finances, how close would this be to a 'MrBeast Bank' and what are the risks that face anyone considering signing up to a star's financial venture?

Christmas Eve will be 2025's busiest day for cash withdrawals... but amount we take out to buy gifts and stash in cards has fallen 50% since 2017

Those in Northern Ireland are most likely to take out cash, with 28% believing physical money is important, followed by north east England at 26%.

Banks can ditch £100 contactless payment limits from March - will YOURS be one of them?

Banks will be allowed to introduce their own contactless payment limit for customers early next year under plans from the FCA.

NS&I's Premium Bond prize draw picking machine Ernie chooses 255 winners this year named… Earnest and Ernie!

NS&I's Premium Bond prize draw picker Ernie chooses 255 winners this year named… Earnest

Ernie, a name used by comedian Benny Hill (pictured) for his milkman character is also the name of NS&I's prize picking machine. And in 2025, out of 72million Premium Bond prizes doled out, only 255 headed to people named Ernie.

From 100 envelopes to revenge saving - the social media money trends under 35s are keen to try next year

Young savers between the ages of 24 to 35 would consider a return to old school physical cash saving in 2026 in a bid to kickstart their savings.

FSCS protection: How your savings, investments and pension are kept safe as limit is raised to £110,000

Recent history has seen various problems with banks, but the Financial Services Compensation Scheme - FSCS - protects the money you hold with each licensed bank.

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How to get the best easy-access deal as savings rates are falling

When the Bank of England cut interest rates from 4.25 per cent to 4 per cent many savers reacted by cutting their savings rates. But not all providers opted to slash rates. One such example is Spring, who have kept their savings rate at 4.3 per cent, where it has held steady since it launched in May this year.

EXCLUSIVEDo YOU live in a lucky Premium Bonds area? We name the hotspots where most £100,000 and £50,000 prizes were won this year...

A corner of the UK with a surface area of 4,148 sq km and a population of 2m is the luckiest place for winning a £100,000 Premium Bonds prize.

EXCLUSIVEHSBC looks to tap into millions of 'mass affluent' Britons by investing in... bank branches

HSBC has followed the lead of Nationwide Building Society in bucking the trend of shutting bank branches on the high street.

Best buy fixed-rate savings accounts set to be cut, warns SYLVIA MORRIS - here's where to get the best deals as banks still battle for your cash

A battle has broken out at the top of the fixed-rate best buy tables as banks and building societies vie for your cash. It's a good opportunity for savers but move fast, as rates could fall if the Bank of England cuts the base rate on Thursday next week.

How to get a free £200 in time for the New Year (or even Christmas if you're fast)... by switching your bank account

Two banks are offering current account switching deals which would see a cash bonus land before Christmas.

EXCLUSIVETwo thirds of bank branches close in just a decade - we reveal how many the Big Five have shut

Between January 2015 and December 2024, 6,609 bank and building society branches closed, figures shared by consumer watchdog Which? show.

EXCLUSIVEOne in eight stash their savings at home rather than in the bank - and young people are driving the trend

One in eight stash savings at home rather than in the bank - and it's young people driving

Around seven million people stash some of their savings in piggy banks, money jars and under the mattress, according to new research. Savers keep cash at home for various reasons. Some are worried about bank or cash machine outages , while others like to have cash on hand for making small purchases. Others will do so to keep their finances private or because they don't trust the banking system.

EXCLUSIVEYoung people more likely to be saving for a HOLIDAY than for retirement: Could getting a financial plan early on help?

Savers aged between 18 and 27 are overwhelmingly focused on immediate financial milestones, rather than the bigger picture, research shows.

This is Money exclusive: Grab a £20 gift card and a top interest rate when you open a cash Isa with Plum

The savings platform Plum has an exclusive deal for This is Money readers who are interested in opening a cash Isa.

Cash Isa rates leap as high as 4.67% as Etoro, Hargreaves Lansdown and Trading 212 battle for top spot

Ahead of the Budget, cash Isa providers have launched into a new battle for the top interest rate, with Etoro, Hargreaves Lansdown and Trading 212 all offering attractive accounts. We compare the options available.

I have £130,000 across five cash Isas - what is the best way to manage my savings?

I am lucky enough to have over £130,000 saved in five various easy-access cash Isas. I keep all of them at the highest rates available at the time and below the £85,000 safety net.

Boost for savers as FSCS protection limit will rise 41% to £120,000 within weeks - a far bigger increase than forecast

The amount of cash that is protected if a bank or building society goes bust will rise for the first time in eight years, the Prudential Regulation Authority today confirmed.

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Worried about the Budget? Here are three tips to prepare your finances

It is always unwise to act on speculation and risk making financial moves that can't be undone for reasons that may not happen, but there are some sensible moves you can make ahead of the Budget that should pay off whatever happens.

share Worried about the Budget? Here are three tips to prepare your finances

Is the £50,000 Premium Bonds limit due an uplift thanks to inflation? Five experts give their verdict on whether a £75,000 cap would be better

The maximum amount that can be held in Premium Bonds has been stuck at £50,000 since June 2015.

Surge in Isa millionaires in past year as top 25 investors now hold an average of £11.3m EACH

The number of Isa millionaires has soared in the space of 12 months.The most recent data show there are now 5,070 Isa millionaires.

EXCLUSIVENationwide promises to keep ALL branches open until 2030 giving a 'shot in the arm' to struggling high streets abandoned by banking rivals

Nationwide promises to keep ALL branches open until at least 2030 in boost to high streets

Nationwide Building Society has today vowed to keep its entire branch network open until at least 2030, giving a 'shot in the arm' to Britain's struggling high streets. The announcement from Britain's biggest building society bucks the trend that has seen more than two thirds of bank branches shuttered over the past decade.

DAME DEBBIE CROSBIE: Keeping Nationwide branches open isn't just a business decision - it's a statement of values

When Nationwide acquired Virgin Money a year ago, we didn't do what most companies do - close branches to cut costs. We did the opposite.

NS&I digital revamp is four years late and £1.3BILLION over budget, report finds

The Treasury-backed bank underestimated the scale of the challenge it has faced in digitally transforming NS&I.

EXCLUSIVEBig banks are even abandoning affluent high streets: LUCY EVANS visits a Nationwide branch to find out why its keeping them open until 2030

In many respects, Wokingham has a model high street. Unlike countless other town centres across the country, there are few - if any - boarded up shops with 'to let' signs emblazoned on the windows. It's awash with Tudor buildings, independent restaurants, a florist and even an organic food store. When I visited the Berkshire market town last week, I couldn't even count the number of charity shops (or pubs) lining the pavements, and there are plentiful small businesses. It even boasts city favourites Gail's coffee shop and gift store Oliver Bonas.

Jobs bloodbath shows why it's more important than ever to build up an emergency fund - four steps to do it

Savings experts are warning it is now more important than ever to build up an emergency financial buffer following signs of a weakening jobs market.

Hargreaves Lansdown launches a 4.55% cash Isa: How does this new best-buy compare with rivals?

Hargreaves Lansdown has launched a cash Isa paying a top rate. The rate is straightforward, with no limited bonuses to faff around with - how does it compare with rivals?

BEST SAVINGS RATES AND BANK ACCOUNTS

Best buy savings tables

Our savings picks: This is Money's five favourite best buy cash Isas - rates are nudging higher, but lag behind regular accounts...

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

55 shares Best cash Isa rates 2026: Our pick of the five top deals

The best bank accounts for interest, perks and cashback: Our top picks for a better deal

MORE SAVINGS NEWS AND TIPS

Think maxing out in Premium Bonds is daft? Reeves' looming Isa raid might change your mind, says SYLVIA MORRIS

Growing numbers of savers are stuffing the maximum amount permitted into Premium Bonds - and on the face of it, that seems like a crazy thing to do. There is a chance that these Premium Bond holders could win a big prize, but there is also a risk every month that they could earn not a penny on their substantial savings.

Santander is giving new customers £200 for switching - but will you get it in time for Christmas?

Santander joins a troupe of banks currently offering an incentive for switching. These boosts can give your finances a welcome bump, with little work required from you.

Boost for savers as Bank of England raises FSCS savings deposit protection limit to £110,000

In a major boost for millions of savers, the Bank of England is expected to confirm that the deposit guarantee limit will increase from £85,000 to £110,000.

Rachel Reeves may now cut the cash Isa allowance to £12,000 instead of £10,000, reports claim

Rachel Reeves may now cut cash Isa allowance to £12,000

The Chancellor is rumuored to be considering a curb to the cash Isa of £12,000 instead of £10,000. The change comes after building societies raised concerns that cutting the cash Isa allowance would restrict their ability to lend mortgages.

NS&I launches new fixed rate bonds paying more than 4% with a one-year fix having the best rate - is it worth opening?

National Savings and Investments has launched a range of fixed-rate bonds with boosted interest rates for those wanting to lock their money away for a better return.

Households saving hard as uncertainty reigns supreme, says LEE BOYCE - and new rules will soon mean extra £25,000 is safe in the bank

It's safe to say that uncertainty over what the Chancellor may or may not do next has convinced households to bunker away cash.

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Do you have savings with these villainous big banks? This is why you must move your money NOW: SYLVIA MORRIS

Last week, scary figures passed over my desk that show £32 billion is sitting in savings accounts earning 1 pc or less - and we hold over £10,000 in most of them. If you are earning this awful rate, it is time to move. The big banks take your loyalty for granted and offer scant returns.

Why won't my building society take savings tax directly from my tax code anymore? It says it's now MY responsibility to contact HMRC

Yorkshire BS has not deducted any tax from my savings interest payments. It says it is now my responsibility to contact the tax office.

Three Premium Bond holders win £50,000 prizes with tiny holdings under £300 in November draw

Three Premium Bonds holders have bagged £50,000 prizes in this month's Premium Bonds prize draw with tiny holdings under £300.

EXCLUSIVECould YOU become an Isa millionaire? Here's how those with seven-figure sums did it... and 94% have one thing in common

Could YOU become an Isa millionaire? This is how those with seven-figure sums did it

There are around 4,850 Isa millionaires in Britain - the name given to those that have amassed seven-figure sums in the tax-free savings accounts. New data reveals more about how savers are getting to the £1million milestone.

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Want to buy your first home as a couple? How to double up to get ahead

It's important that couples save as effectively and efficiently as possible for a deposit. Here are four tips to make things work.

share Want to buy your first home as a couple? How to double up to get ahead

EXCLUSIVEInterest rates are falling but savers say it's a hassle to move cash: Six top-paying accounts you can open TODAY

Nearly half of UK savers keep savings in a current account rather than a savings account that pays a top rate.

Nationwide most popular current account to switch to thanks to cash carrots and Fairer Share

Over a three month period, Nationwide Building Society poached 65,902 switchers from other banks and lost 11,555 switchers who moved to other banks. In July, Britain's biggest mutual passed the milestone of a net 1million customers ditching a rival bank to switch current account to it.

The savings accounts with good interest rates from banks desperate to get you to sign up... but beware of the sneaky tricks that could leave you trapped: SYLVIA MORRIS

Picking an easy access account with a good rate of interest is not easy when you need to watch out for all the catches...

Klarna launches paid-for debit cards for British shoppers - and one costs £44.99 a month: What are the perks?

The buy now pay later firm known for allowing shoppers to split the cost of online purchases, will now cater to customers wanting to spend their own money.

Premium Bonds Winners

Prize	Area	Value of bond
£1,000,000	Liverpool	£25,000
£1,000,000	Norfolk	£40,000
£100,000	Inner London	£10,000
£100,000	Mid And South West Wales	£100
£100,000	Tyne And Wear	£30,000
£100,000	Edinburgh	£15,000
£100,000	West Sussex	£5,000
£100,000	London	£100

More March 2026 winners

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EXCLUSIVEAlmost HALF of money saved is now put into cash Isas, as Rachel Reeves mulls plan to slash allowance

Almost HALF of money saved is put in a cash Isa, as Rachel Reeves mulls plan to slash

Cash Isas hoovered up the largest share of savings in 2025 as savers rushed to get money in them ahead of rumoured cash Isa allowance cuts, This is Money can reveal. In the first six months of the year, savers poured £42.5billion into the tax-free accounts, representing 44 per cent of the estimated £96billion saved by UK households during that period

Six high street banks will pay you to open a current account right now... our ultimate guide to getting free cash

Banks are splashing the cash to reel new customers in. Six high street banks are handing out cash sweeteners worth up to £200.

Tax raid on cash Isa won't raise the funds to plug Budget black hole, Rachel Reeves told

The Treasury Select Committee urged the Chancellor not to halve the current £20,000 tax-free amount amid City lobbying.

Don't cut the £20,000 cash Isa limit... it won't incentivise savers to invest, MPs warn Rachel Reeves

The Chancellor should not cut the cash Isa allowance from its current £20,000 annual limit, MPs have said. It comes as the Chancellor is said to be considering restricting the allowance to £10,000.

EXCLUSIVEHousehold savings hit record £2.2trillion as savers stockpile cash due to sticky inflation - and tax hike fears

Savers are sitting on a record £2.2trillion in cash savings despite the Chancellor's efforts to persuade more households to invest their wealth, new data shows.

Get up to £150 cashback when opening a fixed rate savings account with Raisin: Are its rates any good?

The savings platform Raisin is offering up to £150 cashback when you deposit money into a fixed rate bond with one of its partner banks.

SAVINGS ESSENTIALS

Savings calculator: Work out interest and investment returns on lump sums and regular monthly saving

Saving and investing calculator: Work out interest and investment returns

The secret to saving success is compound interest. Over the long-term this earns you interest on the interest on your savings and boosts your returns. This calculator works out how much a regular monthly savings scheme could make and how much a lump sum investment could be worth.

25 shares Savings calculator: Interest on lump sums and regular monthly saving

Looking for a better bank? This is Money's pick of the best current accounts for interest, perks, packages and overdrafts

Best bank accounts: Top current accounts for interest and rewards

How hard does your bank account work for you? Hard enough to give you cashback on your household bills, interest on your balance or simply standout customer service? Here is our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

Best savings rates: Savings platforms to manage your money in one place - with easy-access, fixed-rates and notice accounts and bonus boosters

Savings platforms: Get the best rates and manage your money

A new wave of savings platforms have emerged in recent years which help savers keep track of their accounts more easily and move money into better rates after signing up. We round them up, look at the top rates from savings platform Raisin and reveal whether they beat the best buys in our independent This is Money savings tables.

3 shares Savings platforms: Get the best rates and manage your money

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Premium Bonds Winners

Prize	Area	Value of bond
£1,000,000	Liverpool	£25,000
£1,000,000	Norfolk	£40,000
£100,000	Inner London	£10,000
£100,000	Mid And South West Wales	£100
£100,000	Tyne And Wear	£30,000
£100,000	Edinburgh	£15,000
£100,000	West Sussex	£5,000
£100,000	London	£100

More March 2026 winners

View list of March 2026 winners

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