Must I tell buyers about my noisy, messy neighbours? Our consumer rights lawyer DEAN DUNHAM replies
My next-door neighbour is noisy, their garden is a mess and their house could do with some TLC. I am selling my house — is it illegal for me not to declare them as a problem? D. L.
Property sellers are now required to complete a form which they must answer honestly - including about neighbour disputes
Dean Dunham replies: Let me firstly dispel a common myth that it is the buyer’s responsibility to investigate all aspects of a property and uncover any potential issues.
The ‘buyer beware’ principle still stands with property sales, although its application is now limited due to the Consumer Protection Against Unfair Trading Regulations 2008 law.
This law reverses the responsibility for the seller to disclose anything which may impact the buyer’s decision to proceed with purchasing the property.
Property sellers are now required to complete a sellers Property Information Form, known as ‘form TA6’.
This asks questions about the property which must be answered honestly. If you fail to do so you could be on the end of a misrepresentation claim from the buyer, which will inevitably include a claim for compensation.
The key question is what information falls within the requirements of the regulations? The TA6 form specifically asks about neighbour disputes, so if you’ve had, or currently have, a neighbour dispute, you must disclose it. What constitutes a dispute is left open to interpretation.
But if you have made a complaint to the council or another authority about the behaviour of your neighbours, or if you have contacted them directly, then you are duty-bound to declare it.
If you are simply unhappy about something — in this case the state of their property — but have taken no steps to do anything about it, this will not constitute a ‘dispute’ so will not have to be disclosed on the TA6 form.
The state of your neighbours’ garden and the general condition of your neighbours property is a fairly subjective matter — your opinion on what is a mess might not be shared by others.
My view is therefore that this is not necessarily something you would need to disclose to a buyer (unless there is a ‘dispute’ in play about it) and is therefore something viewers to your home can see for themselves.
However, this is not an answer that fits all situations. It is therefore always best to be cautious and to ask your solicitor or estate agent if a specific matter like this should be disclosed.
Most watched Money videos
- Blue Whale manager: Where I'm investing for growth now
- How to beat inheritance tax: SIMON LAMBERT
- Edinburgh Worldwide: The rationale for the tender offer
- Mercedes-Benz unveils its super-luxurious electric vans
- Changan Deepal S05: Can this electric SUV entice buyers?
- DS Automobiles show off their new flagship car - the DS No8
- MG's two new cheap EV hatchbacks are put to the test
- Could you turn £500 into £10,000?
- How to turn £2 into £10,000 with micro investing
- What investors need to know about gold, metals and miners
- BMW introduces new AI humanoid robots at its Leipzig factory
- The new BMW iX3 has set the worlds first 500 mile range EV
-
Lloyds Bank reveals banking glitch hit almost half a...
-
More than 100,000 Volkswagen EVs recalled worldwide over...
-
What caused the NS&I £476m missing savings debacle and...
-
Beat Billmageddon: From council tax to broadband, costs...
-
Labour is 'letting down a generation of kids' as youth...
-
Jaguar Land Rover halts production at its biggest car...
-
Chief economist Andy Haldane urges Bank of England to...
-
Big blow to national saving: Scandal at NS&I threatens a...
-
Asda boss admits 'plenty to do' in turnaround - and...
-
Just Eat and Autotrader investigated as CMA launches fake...
-
Last chance to BEAT broadband price hikes: You can still...
-
Retail sales fell before the Iran war as consumer...
-
Household confidence rocked by 'ripple of fear' spread by...
-
Middle East conflict will push up prices on the High...
-
SMALL CAP MOVERS: Quadrise lights up a gloomy week for...
-
ALEX BRUMMER: The humiliation of the tech titans is...
-
Co-op chief quits after being accused of presiding over a...
-
Run the country like a business and put the 'great' back...
