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Mortgage lenders shun the self-employed: Bigger deposits, more paperwork and black marks if you took a bounce back loan during lockdown
Millions of self-employed workers, already facing the blight of Covid-19, are experiencing harsher treatment by mortgage lenders compared to...
Treasury officials poised to advise Chancellor to extend stamp duty holiday: Experts warn thousands of transactions will collapse without it
If purchases are delayed and miss the stamp duty holiday, lenders would be within their rights to withdraw mortgage offers, leading to the...
Mortgage prisoners find their freedom after being locked in expensive deals since 2008 clampdown
An estimated 250,000 borrowers are stuck on high-interest loans after a clamp down following the 2008 financial crisis prevented homeowners...
My mortgage deal is about to end and I need to remortgage: I've done my flat up since buying - will this affect what I can borrow?
When I purchased the property in May 2019 it needed a lot of work doing to it and since then I have renovated the entire property. When is...
First-time buyer 90% mortgages are reserved for 'gold-plated' borrowers, warn mortgage brokers as number of deals climbs
Aspiring homeowners hoping to buy their first property with a 10 per cent deposit face limited choice and higher costs than they did a year...
Building society bosses plead with government to 'taper' stamp duty holiday for those with approved mortgages
Building society chiefs have asked Government to extend the stamp duty holiday for those who accept a mortgage offer by 31 March by an extra...
Can you get a mortgage on furlough? Lenders are tightening the screws but if you know where to look, it is possible
The number of UK workers looking for furlough-friendly mortgages skyrocketed during November following the extension of the Coronavirus Job...
Santander joins mortgage lenders turning off the tap for self-employed with new 40% deposit requirement
Santander has excluded self-employed home buyers from its lower-deposit mortgage deals, meaning that new borrowers will now need a deposit...
New mortgage lender Perenna claims it will let you lock in your interest rate for THIRTY years - but is such a long fix sensible?
Perenna, which is hoping to launch this summer, says it will allow borrowers to fix the rate of interest on their mortgage for up to 30...
Three in five home sellers have achieved above asking price in the last two years as buyers compete in a 'dynamic, fast-paced' market
Almost half of those selling their home in the past two years did so because they were looking for a more peaceful way of life amid the...
Mini property booms hit Wales and parts of England: Typical asking price hits all-time high of £338k as 'power buyers' out-muscle the...
Rightmove describes current conditions as the 'hottest ever competition to buy', with buyer demand per property for sale more than double...
Online estate agent Purplebricks swings to £12.9m loss over last six months as it blames 'substantial' shortage of new listings
Purplebricks (pictured) had enjoyed a boom in sales during much of the pandemic, which was encouraged by the stamp duty holiday in July 2020...
Winter chill hits UK property market after house sales last month FELL by 10 PERCENT compared to January 2021 as nervous sellers avoid...
Across the UK, an estimated 106,990 transactions took place last month, which was 10.6% lower than in January 2021 but 5.1% higher than...
Home buyers could get bigger mortgages as the Bank of England may relax affordability tests, but how can you increase your chances now?
The Bank of England is considering ditching rules that limit how much people can financially stretch themselves when taking out mortgages.
Mortgage shock as bargain fixed rate deals vanish: Rates have risen rapidly in just six months, so what can you do if you need to fix this...
The era of rock bottom rates looks to be officially over. Last year's deals of less than 1% are gone with rates nearly twice what they were...
House prices are at a record high compared to wages - how much longer can this pandemic boom last? asks SIMON LAMBERT
House prices have risen 20% since the start of the pandemic. At what point do we reach the level where people just cannot keep paying more...
Forget a sneaky trip to the Maldives! Crackdown on borrowers who take out big mortgages and spend money they promised would clear debts
Brokers warned that mortgage lending criteria will continue to be under the spotlight in the coming months as the cost of living crisis...
Will house prices keep rising in 2022? Estate agent Knight Frank predicts the cost of living crisis and higher mortgage rates will end the...
Estate agent has predicted the UK property boom is about to end, with prices set to stagnate following years of sustained rises.
Typical two-year home loan rate breaches 3% for the first time in SEVEN years: Are you set for a remortgage sting?
The average two-year fixed rate mortgage has breached 3% for the first time in seven years, according to Moneyfacts.
Cheapest mortgage rates more than double since October: Should homeowners consider overpaying to avoid higher costs in the future?
The typical new, £150,000 repayment mortgage now costs over £100 a month more than it did seven months ago.
Remortgage customers could now borrow 6.5 TIMES their salary with Nationwide: What are the terms and who could it help?
Higher loan-to-income limit could help households where one partner has stopped work, for example to retire or look after children, or...
My neighbour's dog keeps jumping up our fence and it's going to knock it down: Can we make them pay for the damage?
The deeds say the fence is our responsibility, but it wasn't an issue until the dog came on the scene.
Is the heat coming out of the housing market? Property sales drop 10.5% in April but experts say cost of living crisis is NOT to blame
HMRC data shows drop in house sales and purchases, as experts claim housing transactions are are returning to levels seen before the...
I want to improve the energy efficiency of my buy-to-let: How do I carry out renovation work without evicting my tenants?
Landlords often get a bad rap for not looking after their rental properties. In this scenario our reader intends to go above and beyond and...
The self-employed are twice as likely to be rejected for a mortgage as employees: Here are the tips you need to get your application...
Nearly a quarter of self-employed individuals have had a mortgage application denied in the past, compared to just 12% of salaried workers
Should you furnish your buy-to-let? The locations where it pays for landlords to kit properties out - and where it's better to leave them...
Landlords can charge 50% more rent for a property with beds and sofas in some cities - but in other locations tenants prefer a blank canvas.
Credit card borrowing soared to 16-year high in April and mortgage borrowing dropped by a third, amid spiralling cost-of-living crisis
Britons borrowed £1.4billion on credit cards, overdrafts, personal loans and car finance - the third consecutive month where borrowing...
Is it time to get a mortgage from a small building society you've never heard of? Cheap rates from local lenders undercut the big banks
Niche lenders like The Cambridge, Loughborough Building Society and Hanley Economic are offering some of the market's best mortgage rates.
Mortgage crunch: Rates on the best two-year fixes more than treble since October - and one expert predicts the cheapest could soon be 3%
A typical £150,000 mortgage from a basket of best buy deals now costs almost £130 a month more than it did eight months ago, an increase of...
The mortgage trick that could save you thousands by thinking ahead... but borrowers must act fast to beat the latest interest rate hikes
With interest rates rising, borrowers face a hefty jump in their monthly repayments. Yet there is a way to mitigate this extra expense.
Bank of England will DITCH mortgage affordability stress test: Could it help borrowers or usher in the return of irresponsible lending?
The Bank of England has ditched mortgage affordability guidelines designed to prevent people from financially overstretching.
How to protect your home in the new era of rocketing rates: Mortgage costs are shooting up, so here's how you can be prepared
The Bank of England base rate is already at its highest in 13 years. And its ascent is expected to be more aggressive than was previously...
House price inflation adds £31k to the average home in a year sending the cost to £281k, official data shows... and more first-time buyers...
Property inflation reached 12.4% in the year to April, up from 9.8% in March, according to the latest data from the ONS.
House prices soar to a record 7.1x average earnings: Property inflation pushes affordability ratio to an all-time high
Since the start of the pandemic house prices have risen 16.8%, while average incomes have only increased by 2.7%, according to data from...
Revealed: Property asking prices in Zone 1 London are down 10% since Brexit while the rest of Britain has seen them grow far faster than the...
Inner London property prices have not kept pace in percentage terms with the rest of Britain since the Brexit vote in June 2016, our...
Why paying thousands to escape your mortgage could save you money: Homeowners race to ditch fixed deals early before rates rise again
To put a lid on rising bills borrowers are rushing to lock in cheap fixed rates before they disappear - even if it means paying steep...
Halifax slashes minimum deposit required to buy a new build home to just 5% - but first-time buyers still face loan-to-income hurdles
The bank has halved the minimum deposit from 10% to 5%, meaning borrowers could buy an average-priced home with a deposit of £14,500.
How much does a house cost in YOUR area? Price of an average UK home hits new record HIGH of £271,613 after rising £26,000 over past 12...
The average UK house price hit a new record high of £271,613 in June - up by 0.3 per cent month on month - but there are 'tentative signs of...
A detached four-bedroom family home with a large garden, a three-bedroom property with gorgeous sea views and a flat in South East London:...
The average UK house price hit a new record high of £270,000 this month - with that as a budget, buyers can purchase a flat above a London...
Property prices record lowest monthly growth for nearly three years as economic outlook 'drags on activity' according to Zoopla
Prices increased 0.1% in May, and Zoopla has predicted that levels of growth will reduce for the rest of the year.
May mortgage madness: Borrowing spiked £3.2bn as 'procrastinating' sellers sensed market peak and buyers sought to dodge further rate hikes
New mortgages granted totalled £7.4bn in May, according to the Bank of England, up from £4.2bn in April.
Is a 10-year fix mortgage the answer to beating interest rate rises? Long fixed deals give homeowners security... but can be hard to escape
The longer-term product could make sense for established homeowners who have found their 'forever home'.
House prices climbed faster in June and are up 13% in a year, says Halifax - meaning the strongest growth since 2004
Prices have risen for 12 consecutive months, but experts say increasing inflation and stretched budgets will eventually stunt the market's...
Biggest monthly mortgage fixed-rate rate leap for 15 years: Typical five year fix hits highest level since 2013 - here's what it means for...
Those on a five-year fixed rate deal may be facing a sharp jump when they remortgage. In 2017 rates were just 2.85%, 1.4 percentage points...
First-time buyers shouldn't be panicked by talk of rising mortgage rates, says HELEN CRANE - despite what scaremongering banks tell them
It's an uncertain time, so I was surprised to see a major mortgage lender sending out a press release today telling first-time buyers to...
House prices continue to rise despite a drop in interest from buyers, say Rics estate agents - but they expect the rate of sales to continue...
Despite new buyer interest falling for the third successive month, down nearly a third, estate agents say house prices have continued to...
Number of house movers falls by a third in 2022 so far thanks to end of stamp duty discount... but property prices are still climbing,...
Property prices for home movers have increased 42% since 2017, according to the mortgage lender, and it is putting pressure on...
House prices up £32k in a year after seven months of consecutive increases despite interest rate rises, ONS data shows
The uptick means that the average house price in the UK was £283,000 in May 2022, £32,000 more than the same time last year.
Property transactions fell 55% in June compared to 2021 stamp duty holiday bonanza, HMRC says - as experts claim house prices could head...
There were 96,290 transactions in June 2022, which was 55.1% lower than the 214,530 recorded in June 2021.
More than a THIRD of house purchases fell through in the past year with buyers ending up £2,000 out-of-pocket
Increasing legal and surveying fees mean that buyers typically end up £2,000 out of pocket when a purchase doesn't go ahead.
Price of a first-time buyer home climbs at TRIPLE its pre-pandemic speed, with the average asking price now £225,000
Average asking prices for first-time buyer homes, which Rightmove defines as those with two bedrooms or less, are at a record of £224,943...
Londoners leaving the capital to buy a house are up a fifth compared to before the pandemic - with nearby Epping Forest and Slough among the...
Londoners bought 40,540 homes outside of the city in the first half of this year, 19% more than the average for the years 2015 to 2019.
Bank of England scraps mortgage affordability 'stress test' - but experts say it will do 'little' to help people buy their first home or...
The test, introduced post-financial crisis, required borrowers to prove they could still afford their mortgage if interest went 3% above the...
House price inflation is still a bumper 11% despite interest rate rises, says Nationwide, but leading estate agent claims a 'slowdown is in...
The average UK home is is now worth £271,209, according to the building society, with towns in the North and Midlands seeing some of the...
How overpaying your mortgage by £20 a month can save thousands: As rates climb clearing a loan quicker can pay off
Our calculations show how much money borrowers with a £200,000 mortgage, taken out over 25 years on a 3.5 per cent rate, could save.
Typical two year fixed mortgage rate jumps from 1.3% to 3.46% this year: Rates soar as borrowers face another base rate rise
Average two year fixed mortgage rates are now two percentage points higher than at the start of the year, increasing typical monthly...
Will there be a recession and what does the 0.5% rate hike mean for mortgages and savings? Bank of England ups base rate to 1.75% in biggest...
The 0.5 percentage point base rate increase is likely to drive up mortgage rates, with those on SVRs now paying £196 a month more on average...
House prices fall for the first time in a year, says Halifax, as interest rate hikes put the squeeze on buyers... but the average home still...
Halifax said property inflation eased with house prices rising 11.8% in July, compared with a rise of 12.5% to June.
What cost-of-living crisis? Prime London property prices predicted to climb 6% next year placing it third behind LA and Miami
The UK capital's most expensive homes will see price growth rivalled only by Miami and Los Angeles, according to Knight Frank.
Six steps to speed up a mortgage application: Interest rates are rising and demand is higher than ever - but you CAN lock in a deal before...
Increases in the Bank of England's base rate have led to mortgage rates spiking - but acting as quickly as possible can help homeowners...
House prices continue to rise, say Rics estate agents - even though demand from buyers is faltering amid interest rate hikes
Rics estate agents reported a 25% fall in demand from home buyers in July - but 63% said house prices were still going up in their area.
House prices fall for the first time this year... but experts say it's just the holiday season and not the start of a downturn
While the drop follows successive interest rate rises by the Bank of England, Rightmove said it was in line with the average August drop...
How high could mortgage rates go? As inflation keeps rising, we look at what a 3%, 5% or 7% base rate would mean for homeowners and buyers
Even modest further rises will be a shock to borrowers who are used to low costs, according to mortgage experts.
House price growth slowed to 7.8% in June - but typical home still gained £20k in a year, official figures show
Figures from the ONS revealed a slow down to single-digit growth, off the back of heightened activity during the stamp duty holiday a year...
Typical two-year fixed mortgage rate goes above 4% for the first time in nearly a decade as inflation continues to soar
A fixed five-year mortgage has also risen from 2.75% to 4.24% in just one year, as the Bank of England continues to increase the base rate.
Think twice before gambling on a cheap tracker mortgage: Experts warn they could cost you thousands in the long run
Tracker or variable rate loans used to be very popular but they fell out of favour after the financial crisis, when interest rates...
Will UK house prices fall due to cost of living and inflation? As mortgage interest rates continue to rise, some say property buyers will be...
UK house prices have soared since the pandemic. Could pressure on household budgets and sharp rises in mortgage payments finally lead them...
Has the house price slowdown begun? Property inflation dips to 10%, says Nationwide, with the market 'losing momentum' as rate hikes bite
Despite rapid mortgage rate rises and bigger bills hampering borrowers, house prices continued to rise - taking the cost of the average...
The buy-to-let battleground: Tensions between landlords and tenants at boiling point as rising rates, extra rules and lack of rental homes...
Has there ever been a tougher time to be a landlord? Generous tax breaks are a thing of the past, while rising mortgage rates are hitting...
50-year fixed rate mortgages are about to hit the UK market, but would you lock in your home loan until 2072?
Borrowers are used to two or five-year fixed rates, but new lender Perenna is bringing a 50-year fixed mortgage to the UK market.
Future mortgage shock looms for fixed rate borrowers: Interest rates will rise to more than 4% next year and remain there well into 2024,...
The revelation will be a blow to millions of businesses, households and mortgage holders grappling with the biggest cost of living squeeze...
How does raising the base rate help combat inflation? It's being driven up by global energy prices, but the Bank of England still hopes its...
Has the Bank of England got a grip on inflation and is raising rates really its only option in a troubling time for the UK economy? We take...
Our properties are our pensions! A tenth of landlords say they will rely on rental profits as their main source of retirement income
A tenth of landlords reaching retirement age expect income from their properties to be their biggest source of income, despite tougher...
House prices continued to increase in August, says Halifax, but growth slowed as experts warn cost of living and energy bills will 'cool'...
The average UK house now costs a record £294,260 according to Halifax's latest house price index.
Demand for buying a new home is 'weakest since April 2020' say Rics estate agents, as enquiries dropped 40% in August alone
Home buyer enquiries fell nearly 40% in August, amid fears of a downtown in the property market after years of sustained price growth.
Average monthly rent has increased by £115 in a year, Zoopla says, as tenants seek smaller homes to keep costs and energy bills down
The typical UK rent is now £1,051 per month, accounting for more than a third of the average income of a single earner.
House prices rise 15.5% in a year as third of house buyers reduce their budget due to rising interest rates and cost of living crisis
Official figures show that the average price of a home in the UK hit £292,000 in July, up £39,000 on the previous year.
Construction of homes jumped 15% in spring, ONS figures reveal, after the pandemic year saw a building slump 'similar to the 2008 crash'
The number of new homes built fell 11% in 2020-21, according to Government figures - but new construction starts jumped 15% in the second...
What the 0.5% interest rate hike means for your mortgage and savings: Bank of England ups base rate to 2.25% - its highest level since 2008
The Bank of England has today increased base rate by 0.5 percentage points to 2.25% as it continues to try and dampen runaway inflation.
Will the cut to stamp duty push up house prices and is it a good move? Experts react to mini-Budget property tax tinkering
Raising the threshold to £250,000 means that a third of all homes currently for sale are now completely exempt from stamp duty in England,...
Second steppers hunting for larger homes drive asking prices higher - and stamp duty cuts could trigger further demand, says Rightmove
The average asking price for a UK home rose by 0.7% this month to £367,760, reversing a 1.3% fall witnessed in August, according to...
How much have interest rate rises added to mortgage costs? Fixed rate deals have risen rapidly and many face paying thousands of pounds more...
The sharp rise in mortgage costs since the start of the year has driven up monthly payments, with the average two-year fix now £250 more a...
Don't get caught out by the mortgage crunch: Homeowners warned to check and be prepared as interest rates are hiked
Experts predict that the Bank of England will announce a rise in the base rate of up to 0.75 percentage points, which could take it as high...
Should you EVER use a bridging loan to speed up buying a house? They make you a 'cash buyer' but charge eye-watering interest... so watch...
With the housing market still a competitive place, some buyers are using bridging loans to avoid getting stuck in chains and secure their...
Homeowners face remortgage sting: Typical monthly mortgage payment to rise £200 on two-year fix as average rates hit 4.24%
Borrowers who fixed their mortgage five years ago will likely see their monthly payments increase by £180 for a property of the same value.
What valuable treasures are hiding in YOUR home? Salvage yards will pay thousands for old taps, floorboards and tubs from period properties
From floorboards to door handles, we reveal the period fixtures and fittings that are most sought after for resale - and how much you could...
The new generation rent? Number of tenants aged 45-54 has jumped by 70% in 10 years... and just one in five are saving for a house deposit
Almost half of 45-54 year-old renters said they wanted to get on the property ladder, but lower incomes and rising rents are making it...
What to do if you face a mortgage shock: Over 1.4 million households risk a big jump in costs as their low-rate fixed deals end this year
With average two-year fixed rates now at 5.75% compared to 2.52% in 2021, many borrowers could face monthly bills of hundreds of pounds...
Why aren't first-time buyers benefitting from an increase in homes for sale if so many buy-to-let landlords are selling up?
If landlords are selling up, surely these homes are either being purchased by new landlords or by first-time buyers and should be taking...
London calling: Why are asking prices in the capital rising AGAIN despite buyers facing the biggest mortgage crunch for more than a decade?
The combination of London's record-high house prices and increasing mortgage rates should mean property values start to fall as demand...
Fix for five years? Lock-in for two? Or take a punt on a tracker? The mortgage gamble a more than a million families must take
Families looking to remortgage are facing a tough choice over whether to lock into a long-term deal or hold out in the hope that rates will...
Relief for homeowners but pain for savers on the horizon as IMF warns interest rates may slide back to rock-bottom levels
Experts at the financial agency argued the recent spike in rates is likely to prove a blip in a trend which saw rates in Britain and other...
How far can an estate agent stretch the truth on a floor plan? We've seen some homes for sale where the room sizes look a bit ambitious
We have been looking at houses to buy and have come across a wide variety of floor plans, some of which seem to be a bit ambitious to put it...
Bank of England governor Andrew Bailey brushed off concerns about inflation two years ago and said it would 'sort itself by September', says...
Shevaun Haviland, director-general of the BCC, claims she confronted Andrew Bailey after her members warned prices were rising shortly after...
Nationwide sends mortgage rates below 4.5% for first time since June
From tomorrow, Britain's biggest building society will slash its mortgage rates by up to 0.43 percentage points across its fixed rate deals.
Happy 35th birthday to fixed rate mortgages! Here's how property and home loans have changed since 1988
The first fixed-rate mortgage was launched by then-Halifax Building Society in 1988. We look at how expensive mortgages and properties are...
Cut stamp duty now! Hunt should tackle the tax wrecking the housing market, says JEFF PRESTRIDGE
If there is one tax cut that Chancellor Jeremy Hunt (pictured) should make in next month's Budget it is to stamp duty on house purchases.
'The only way we can downsize is by paying our buyers' stamp duty': How property tax is trapping old and the young
Crime fiction writer Sharon Birch, 58, and her partner Stephen are desperate to downsize from their five-bedroom townhouse in Seaton Carew,...
Quarter of first-time buyers taking out 35-year or longer mortgages
Figures from the trade body UK Finance showed the proportion of first-time buyers signing up to 35 year mortgage terms hit a new record.
How would YOU fix the housing market? We need 30-year fixed rates, says mortgage boss Arjan Verbeek
Arjan Verbeek, founder of mortgage lender Perenna says a market reliant on short-term fixed rate mortgages means borrowers aren't protected...
I've been an estate agent for 50 years - this is how to sell your home in today's market
With help from Roger Punch of Marchand Petit in Devon who is one of the South West's most well-known agents, here are his top tips for...
Four in 10 mortgages will last into retirement age
The Bank's figures showed that nearly 50 per cent of mortgages issued in the fourth quarter of last year were for terms of 30 years or more.
Britain's most expensive and cheapest places to buy or rent a home revealed
Aberdeen tops the list of the cheapest cities to be a first-time buyer while the most expensive is London. And for tenants, the cheapest...
The best ways for first-time buyers to save a deposit - and why they need a Lifetime Isa
The typical house deposit is now £60,000, but finding the best interest-paying savings account can help first-time buyers get there faster.
Barclays, HSBC and NatWest cut mortgage rates: Could this be the start of a downward shift?
Three major lenders have cut mortgage rates in what could be the start of a downward shift in interest rates.
House prices rise in the North but fall down South as mortgage squeeze hits expensive homes
House prices rose fastest in more affordable areas in the North and the Midlands, which saw combined growth of 2.4% year on year.
Halifax and Santander cut mortgage rates as battle ramps up between biggest lenders
Two more big banks have announced mortgage rate cuts in the latest downward shift for home loan pricing.
HSBC, Barclays and Yorkshire BS latest to cut mortgage interest rates
Barclays, HSBC and Yorkshire Building Society have all reduced their mortgage rates, following Santander and Halifax earlier this week.
What does a Labour Government mean for house prices?
Under the last Labour government, the housing market had a rollercoaster ride. What could happen this time around?
Labour wants to build 1.5m new homes - can it really deliver on its promise?
The new Government wants to double the number of homes build each year with plans to help first-time buyers and build on 'ugly' green belt.
How to get a mortgage as a first-time buyer
From calculating how much you could borrow to your appointment with a mortgage advisor, here's how to get approved for your first home loan.
Been waiting to sell your home? Six expert tips to get it sold quickly if you're taking the plunge
This is Money speaks to estate agents to find out how sellers can increase their chances of securing a quick sale at the best price.
Mortgages get cheaper - but should you hold out for better rates? What the experts say
Mortgage holders battered by high borrowing costs can finally see light at the end of the tunnel after lenders cut rates last week.
More mortgage rate reductions as Nationwide offers 3.83%
Major lenders continue to reduce their mortgage rates on a daily basis, with Nationwide set to launch a new market best-buy tomorrow.
EXCLUSIVEWe take a tour with the reality star billionaire who bought Lympne Castle in Kent
I visited the Grade I listed Lympne Castle, parts of which date back to 1080, to meet Real Housewife Ann Kaplan Mulholland and hear about...
Home sellers add £3,000 to asking prices - but Rightmove expert warns don't get 'over-optimistic'
The property listing giant said the 0.8 per cent monthly jump in asking prices was double the long-term average for September.
Interest rates held at 5%: What it means for your mortgage and savings
We explain what the Bank of England's decision to stick at 5% means for your finances - and whether rates will be cut again soon.
Should your buy-to-let be a limited company to save tax?
Setting up a company to hold buy-to-let properties is not without pitfalls and involves complexity but it can save some landlords money.
How buy-to-let landlords selling up can recoup capital gains tax AND boost their pension in one move
The fear among buy-to-let owners is that the Chancellor, Rachel Reeves, will look towards CGT as part of her bid to fill a £22billion hole...
Five crucial Bank of England charts: why it says the Budget WILL lead to a rise in inflation
The Bank of England's Monetary Policy Committee has posted a 90-page report outlining its musings on the future for inflation and the...
What does rising inflation mean for you - and has it killed off a Bank of England interest rate cut?
Inflation in the UK climbed to 2.6 per cent in November, it was revealed today, as the rise in the cost of living accelerated again.
Home buyers will pay 40% more stamp duty by 2030: Will higher taxes stall the housing market?
The extra stamp duty revenue may help the Treasury, but some say people will be put off buying homes if the tax burden becomes too costly.
Ticking stamp duty timebomb sees house sales rise 12% - and prices edge up too
More buyers are also out house hunting, the property website said, with enquiries made about homes 13% higher than this time last year.
Cheapest mortgage rates on the market are now three-year fixes
Lenders want to attract borrowers who don't want to take an expensive two-year fix, but also don't want to wait five years until they can...
House price growth stutters in January as buyers are spoilt for choice
The number of homes on the market is at a seven-year high, meaning buyers are in a strong position to negotiate.
Two lenders cut mortgage rates ahead of Bank of England decision on Thursday
The Bank of England is expected to cut interest rates when it meets later this week, which could lead to further mortgage rate reductions.
Which month is best to a sell a house? Rightmove analysed millions of sales to come up with an answer
The property portal has looked at home sales since 2012 to work out when homes are most likely to sell without falling through - and how...
The unusual mortgage payment trick that could clear debt five years earlier
The average borrower could shave four years and nine months off their repayment term by changing when they make their payments.
Three banks drop mortgage rates: Will more follow if interest rates are cut?
Mortgage lenders may be pre-empting an interest rate cut by the Bank of England tomorrow, with a 0.25 percentage point cut to 4.5% all but...
Interest rates cut to 4.5%: What it means for your mortgage and savings
We explain what the Bank of England's decision to cut rates to 4.5% means for your money - and whether rates will be cut again soon.
House prices hit a record high, reveals Halifax, as the average home now costs almost £300,000
Halifax revealed the average house price rose by 0.7 per cent in January alone, with the typical home now selling for £299,138.
Mortgage relief for millions as rate cut could see payments fall by hundreds of pounds a year
Crippling mortgage costs have squeezed household budgets for millions of homeowners since 2022, but now a rate cut could see payments...
Labour to make landlords meet green energy targets by 2030
Labour said the plan could reduce average tenant's energy bill by £240 per year - but there are concerns that landlords will sell properties...
Leasehold service charges saw record annual increase in 2024: Here's what homeowners can do
More than half of leaseholders are paying more each year on their service charge than they do on council tax thanks to soaring costs.
House prices are up over 500% since the millennium in some areas: Is yours one of them?
House prices in some places have increase by more than 500% since the turn of the millennium.
Stamp duty deadline warning for home buyers - but could you still buy before tax bills rocket?
Seven weeks remain until the stamp duty thresholds fall, foisting higher tax bills on many home movers and first-time buyers.
Another major bank cuts mortgage rates: Will cheapest deals head back below 4%?
The high street bank has reduced mortgage rates for both home movers and those remortgaging, by up to 0.36 percentage points.
The eco bombshell for landlords that could cost £15,000 for EACH home
Energy Secretary Ed Miliband last week announced that all privately rented properties must have an EPC rating of C by 2030.
Mortgage price war erupts as Santander sends rates below 4% for first time since November
A major high street bank has blown the fixed rate mortgage war price war wide open by cutting rates to below 4%.
First-time buyers behind more than half of all mortgaged house sales last year to hit new record
First-time buyers were behind more than half of all mortgaged house sales, last year, according to Halifax
Most unaffordable towns and cities to buy a home in Britain revealed: Is yours on the list?
Buying a home in more than half of Britain's biggest towns and cities typically requires putting down a deposit in excess of £100,000, new...
Property asking prices edge up AGAIN - but looming stamp duty hike and glut of homes makes life hard for sellers
Property asking prices rose on average by £1,805 this month, according to the latest figures from Rightmove.
Revealed: Interactive map of 50 buy-to-let hotspots that can make YOU money
Buy-to-let landlords can still make impressive returns. A study of 50 UK cities shows the best for investment - and which are best avoided.
The Irish government will pay you £70,000 to go live there - but what's the catch?
The Irish government is still paying people up to €84,000 (£69,762) to purchase a property in one of the country's offshore islands.
How can the average home lose £22,000 but house prices officially rise 4.6%? We explain what's going on
The average UK home is worth £22,000 less than thought just a month ago, according to the latest figures from the Office for National...
Major lenders cut mortgage rates - but Santander will pull its 3.99% five-year fix soon
Two mortgage lenders have today announced they are cutting rates across some home loan products.
HSBC launches best buy 3.98% fixed-rate mortgage deal - but there's a BIG catch...
HSBC has just launched the lowest fixed rate mortgage on the market, but it will only be available to a select few.
Two in five farms could go bust within five years due to inheritance tax changes
More than a third of UK farms could go out of business in the next five years, based on a survey of 2,000 British farmers this month.
Price gap between houses and flats hits a 30-year high as buyers prioritise bigger homes
The price gap between houses and flats has hit a 30-year high, according to the latest data from Zoopla.
Five lenders now offer mortgage rates below 4% after major high street name announces cuts
One of Britain's biggest lenders is dropping its lowest mortgage rates to below 4% from tomorrow.
House prices rise for sixth month in a row as first-time buyers race to beat stamp duty hike
Nationwide says the average house price has increased by 0.4% since January, as the level of transactions starts to pick up.
How buying a new car could mean getting a smaller mortgage
Coventry Building Society has revealed exactly how much a PCP deal on the latest car models could hit someone's borrowing power.
House price winners and losers revealed: From £136k falls in Chelsea to booming west coast of Scotland
Estate agent Hamptons has crunched Office for National Statistics data and revealed the top 10 best and worst performing local authorities...
Your cheap and cheerful Ikea furniture from the 1970s could now be worth a fortune, expert says
Vintage Ikea furniture, as well as other modestly-priced pieces, is becoming a 'new collectible category' according to an auction expert.
Housebuilder shares are cheap: Do Labour's new homes plans make them a buying opportunity?
The likes of Taylor Wimpey, Persimmon, Barratt Redrow and Vistry have seen share prices battered - but will things get better from here?
Sale of new leasehold flats to be banned under Labour plan to end 'feudal' system
There are around five million leaseholders in England and Wales, and the system has come under increased criticism in recent years.
EXCLUSIVESpike in landlords putting properties up for sale as tougher rules, mortgage hikes and taxes bite
The number of properties sold by landlords to owner occupiers spiked at the start of this year, according to data shared with This is Money.
John Lewis to open its Dorset island castle to the public for first time
Brownsea Castle off the coast of Dorset, was built in 1547 during the reign of Henry VIII, and has been exclusively used by John Lewis staff...
Leasehold ban: What does it mean for flat owners now - and in the future?
We explain what commonhold is, how the proposals will affect future flat buyers and what those who already own leasehold properties need to...
Mortgage fees rise and cashback options disappear: Here's how to work out the cheapest rate for you
On top of coping with higher interest rates, borrowers now face an average arrangement fee of £1,129 on fixed rate mortgages according to...
Fastest and slowest areas for buying property - and how to speed a house sale up
House sales are taking more than three months on average to complete - and in some areas that rises to nearly five.
This is how much more first-time buyers are paying on their monthly mortgage compared to five years ago
The amount first-time buyers fork out each month has risen sharply - but wages have also gone up.
The BIG mistakes people make when applying for a mortgage, according to experts
Mortgage applications can go wrong for all manner of reasons, throwing property purchases into disarray. Here are some common errors and how...
House prices stagnant in February as buyers brace for higher stamp duty
House prices fell by £213 on average in February, according to the mortgage lender, with the typical home now selling for £298,602.
Major bank cuts mortgage rates: Its 'green' home loan deals are now cheapest on the market
It will be reducing its rates by as much as 0.48 percentage points for home buyers - but they need to meet certain energy efficiency...
Half of mortgage lenders now offer cheaper rates for properties with top eco credentials
Home buyers looking to secure the cheapest possible rates on their mortgage might want to consider buying an energy efficient home.
A mortgage is now a FIFTH cheaper than rent - but there's one region where tenants still fork out less
Owning a home and paying a mortgage is once again far cheaper than renting according to Zoopla, after high rates briefly narrowed the gap.
Money owed on mortgages reaches RECORD high as lending to first-time buyers spikes
The amount of new money being handed by banks to home buyers and owners is rising as borrowers adjust to the 'new normal' of higher interest...
Mega £5,000 cashback mortgages launched to offset stamp duty hike
New mortgage deals with hefty cashback are on offer to help with rising stamp duty costs - but there are a few things buyers must be aware...
Britain's three newest million pound property markets revealed - is yours on the list?
Only three areas met the criteria for entry this time - compared to 11 last year - thanks to higher mortgage rates which have led to...
Interest rates held at 4.5%: What it means for your mortgage and savings
The Bank of England has held interest rates at 4.5% as it continues to tread carefully amid fears or resurgent inflation.
Nationwide cuts mortgage rates despite Bank of England holding interest rates at 4.5%
Britain biggest building society is lowering mortgage rates on a number of its products by up to 0.26 percentage points.
I've got £4,000 of credit card debt will it stop me getting a mortgage?
I have got £4,000 of credit card debt. I checked my credit rating and it is decent but will my debt stop me getting a mortgage?
Taxman rakes in £1.1bn from stamp duty last month - use our calculator to work out how many thousands EXTRA you'll pay from April
Buyers now have just ten days until 1 April, when the nil-rate threshold, under which no stamp duty is paid, drops from £250,000 to...
Council tax to DOUBLE on second homes in 200 areas from April
Three quarters of local authorities in England and Wales look set to introduce a 100% council tax premium on second homes from 1 April.
Can I ask for a discount if we miss the stamp duty deadline? DAVID HOLLINGWORTH replies
As we are first-time buyers, if we fail to complete in time we will see out stamp duty bill rise from £4,750 to £16,000. That's a £11,250...
England and Wales's most and least affordable towns revealed - how does YOUR area fare?
Our analysis shows 93 of 318 local authorities across England and Wales have housing affordability ratios above 10, while in Kensingon and...
It's a buyers' market after a deluge of homes listed for sale in recent weeks
The property market is being swamped with listings, according to the latest house price data from Zoopla.
Reeves reveals Labour plan to train 60,000 construction workers: Is it enough to build 1.5million homes?
One trades expert says 225,000 extra workers are needed, and Labour's plan to train 60,000 'barely makes a dent.'
Stamp duty pain for homebuyers with no reprieve on looming tax hike
There will be no stamp duty reprieve for homebuyers after the Chancellor made no u-turn during today's Spring Statement in parliament.
Labour will fall far short of its 1.5 million homes target, says construction industry body
The government is set to fall woefully short of delivering on its promise to build 1.5 million homes, according to the construction...
Mortgage-free home owners on the rise as the cash-rich pay off loans
Those who own their home without a mortgage outnumber those who are still paying them off, Department for Work and Pensions data shows.
House sales jumped in February as buyers raced to beat stamp duty rise
The property market saw a surge in activity last month as buyers rushed to get transactions over the line before the stamp duty rise on 1...
House prices are booming in the north of England, ONS figures reveal
The booming property market of the north marks a strong contrast to what's happening to prices in the south, according to the latest...
Major bank becomes first to relax mortgage rules, giving customers £35,000 borrowing boost
The bank has made changes to its 'stress tests' - the part of a mortgage application where the lender checks that the borrower could still...
Stamp duty rise comes into force for home buyers: Calculate the tax YOU will now pay
Home buyers now face higher stamp duty bills. Use our calculator to work out what you would pay based on the property value and your...
Add £40,000 to your home's value with a dressing room
They are soaring in popularity among ordinary homeowners who want to replicate the swish storage solutions of influencers and celebrities...
Homes are getting MORE affordable, according to these three key measures
Comparing house prices, wages, mortgage costs and rents suggests it may be easier to get on the property ladder than in the recent past.
House prices up £10,174 in a year as buyers raced to beat stamp duty rise
The typical home has added more than £3,000 in value in 2025 so far, latest figures from Nationwide Building Society show.
London's poshest homes being sold at HUGE discounts not seen since 2009 thanks to non-dom tax changes
The end of non-dom tax status and stamp duty hikes on second homes have put a dampener on the super-prime homes market, according to...
Where are house prices rising most? This Lancashire borough saw 12% spike in a year
Nine out of the 10 local authorities with the biggest house price growth are in the midlands, north of England or Scotland.
Are mortgage rates about to fall? Trump's trade tariffs send swap rates lower
Mortgage rates could be set to fall in the aftermath of Donald Trump's trade tarriffs after sonia swap rates fell following the...
Is tax destroying the middle-class second home dream?
Extra stamp duty and council tax levied on second properties could mean the sums no longer add up for many Britons.
Mortgage rates set to fall as tariffs spark predictions of more interest rate cuts in 2025
Mortgage rates look set to fall over the coming weeks according to a key metric, after Donald Trump's tariff announcements led to...
Overseas property buyers in UK hit record low, says Hamptons
The proportion of overseas buyers registering with Countrywide group estate agents fell to its lowest level on record at the start of this...
House prices FELL in March as higher stamp duty costs took hold
The average home fell in value last month as buyers factored in higher stamp duty costs, the latest figures from Halifax show.
First lender cuts mortgage rates as tariffs set to bring down interest rates
Mortgage brokers are expecting more lenders to follow suit, in what could see a wave of rate reductions over the coming weeks.
Average first-time home buyer is now over the age of 30 in all but ONE part of Britain
The bank looked at the average age of first-time buyers across England, Scotland and Wales, and found that most were aged either 32 or 33.
Rate gap between two and five-year mortgages is now TINY: How long should YOU fix for?
Not so long ago, there was a clear preference among borrowers for five-year fixes - but that now looks to be changing as mortgage rates are...
Mortgage rates drop below 4% as more interest rate cuts predicted for this year
One broker said tariffs chaos had created a 'golden window of opportunity' for homeowners to secure a cheaper mortgage.
First-time buyers made a RECORD proportion of house purchases at start of 2025
One third of all sales were to a first-time buyer in the first three months of this year, according to Hamptons estate agents - rising to...
Major bank cuts mortgage rates as best-buy fixed deals fall to 3.89%
Several mortgage lenders have made reductions amid the tariff turmoil, but brokers warn that these may be short-lived.
How to remortgage your home: Your guide to finding the best deal when your fixed rate ends
Switching mortgage lender when your fixed term ends can save you money - but how does the remortgage process work and what do homeowners...
Asking prices hit new record high despite stamp duty hike, Rightmove says
Scotland, Wales, the Midlands and many northern regions saw average property asking prices rise this month, Rightmove said.
Number of 5% deposit mortgages rises to high not seen since financial crisis
The low deposit deals, which are popular with first-time buyers, now make up 6% of all mortgages on the market.
Britain's fastest and slowest property markets revealed: Is yours on the list?
On average, there are 36 days between a home being put on the market, and a sale being agreed - but properties in some towns move much...
Major lenders relax mortgage rules in shake-up that could see average borrower get £38,000 more
The changes to 'stress tests' could increase customers' maximum borrowing by around 13%.
Two high street banks lower mortgage rates to below 4%
Several mortgage lenders have reduced their prices in recent weeks, as faster interest rate cuts now are expected.
House prices rise at fastest rate since 2022, going up £13,000 in past year
House prices rose at their fastest rate in more than two years in the twelve months to February, according to the Office for National...
We want to buy a flat but the co-freeholder is causing issues: Should we walk away?
My boyfriend and I are in the process of buying our first property, which is held under what is known as a maisonette lease. Our solicitor...
I'm buying a top floor flat - can I build a roof terrace without planning permission?
I've been told I would need to get the other co-freeholders in the building to agree to my plans. Is that likely and how can I incentivise...
Three major mortgage lenders cut rates as cheapest deal falls to 3.91%
There is also a new best-buy for those buying a home with a 25% deposit, coming in at 3.92%.
Mortgage rates don't have much further to fall in 2025, say experts
The Bank of England is forecast to cut interest rates three more times this year - but it is unlikely to translate into lower mortgage...
I've inherited a house but it needs work: Do I have to pay double council tax until it is sold?
My siblings and I have inherited our uncle's house and are planning to sell it. Do we have to pay double council tax, as it's technically a...
The magic number? New three-year mortgage rates can BEAT shorter and longer fixes
A trio of competitive fixed rate mortgage deals are offering a different option to those wavering between whether to fix for two or five...
Mortgage rates are higher today than six months ago - despite two Bank of England rate cuts
Homeowners have seen mortgage rates rise since October, despite the Bank of England cutting the base rate, new exclusive analysis has...
Nationwide cuts mortgage rates and now offers best buy for home movers
Nationwide has reduced its rates by up to 0.25 percentage points, with the deals available to both new and existing customers.
Is now a good time to buy a home? Only 17% of Britons think so due to three major reasons
The proportion of people who felt confident to buy a home has dropped since stamp duty was hiked, according to a survey.
Two major lenders relax mortgage rules - first-time buyers can now borrow £39,000 more
Two more mortgage lenders have relaxed their mortgage rules, meaning homebuyers households can now potentially borrow tens of thousands of...
Treasury raked in £1.4BILLION in stamp duty in March as home buyers raced to beat hike
Homebuyers rushed to complete their property purchases in March ahead of the stamp duty deadline, new figures have revealed.
EXCLUSIVENew lender launches mortgages at seven times income - is it a good idea?
A mortgage lender is now offering home buyers and homeowners the chance to borrow up to seven times their annual salary.
Huge increase in home buyers being gifted £100k or more for deposits as families look to sidestep inheritance tax
Britain is in the midst of an unprecedented wealth transfer from baby boomers to younger generations - and house deposits are increasingly...
EXCLUSIVEWhere has rent risen most? Interactive map reveals 113 areas where prices soared by 50% in a decade
Rental prices have rocketed 50 per cent in parts of the country in a decade, shock analysis shows.
Major lender lowers mortgage rates and launches a raft of sub-4% deals
Another major lender has cut its mortgage rates today, including a best-buy for home buyers with larger deposits.
Solar panel installations surged 41% last month as households look to cut bills
In 2025 so far, solar panels have been installed on more than 45,000 homes.
Britain's property wealth age gap revealed! Over 60s hold NINE times more than under 35s
Owner-occupiers aged 60-plus now hold a record estimated £2.89 trillion of all owner-occupier housing wealth across the country, according...
I'm a property expert: Investment advisor Anna Clare Harper says Labour won't build 1.5million homes
Anna hosts The Return property and investment podcast, and has published three books on property investing.
Rents hit new record high - but a QUARTER of properties have asking price cut says Rightmove
As more homes to rent hit the market, landlords are having to reduce the asking rent to find a tenant, figures suggest.
House price growth falls - and is forecast to slide further as market 'loses momentum'
Zoopla said cooling demand from buyers and a spike in homes being put on the market had combined to drag down growth.
House prices FELL in April as stamp duty rise causes market lull
Nationwide's latest figures show house prices fell in the month of April, following the increase in stamp duty at the start of the month.
We've found a leasehold flat to buy: Should the inflation-linked £500 ground rent put us off?
Could the fact that it is leasehold, with increasing ground rent and the fact it does not have any private outside space mean we may...
HMRC rule change set to catch-out landlords: Thousands will soon need to report income and expenses every three months
Landlords are being urged to prepare for a major overhaul in how they report their income to HMRC.
Stamp duty cut gave the housing market a sugar rush - now for the slump, says HELEN CRANE
It would it be better to keep the cheaper rates or scrap stamp duty - once voted Britain's second most-hated tax, after inheritance -...
Mortgage rates are falling: Should you hold out for a cheaper deal?
When rates are falling, the temptation can be to hold off and wait for cheaper deals. Is it a good idea right now?
Bank of Mum and Dad has handed out £38.5bn to home buyer children... in just four years
Savills revealed 173,500 first-time buyers got help from parents last year, receiving on average £55,572.
'We won't ever move house again' How an 18-month nightmare put one family off for LIFE
The Cryer family had two buyers pull out of buying their former home, and then had to pull out of two purchases themselves due to huge...
Britain's downsizing hotspots: Experts reveal booming locations where buyers can cash in
Homeowners are snubbing the traditional locations for downsizing such as Devon and Bournemouth. Instead they are buying homes in new places...
How to pass your family home onto your kids WITHOUT paying inheritance tax
Growing numbers of homes are attracting inheritance tax when their owners pass away, leaving loved ones with a bill to pay.
Seaside house prices tumble as end of the WFH era lures buyers back to city suburbs
The locations which have seen the biggest price falls since the housing market peak in late 2022 are nearly all by the sea, data shows.
Nationwide lowers mortgage rates AGAIN - and three more banks also cut home loan prices
The re-pricing comes ahead of the next Bank of England interest rate decision tomorrow.
House prices rise in April - but agents think they are heading down from here
Halifax said that house prices had remained 'stable' despite the surge in transactions ahead of the stamp duty increase.
The mortgage you don't pay for three months: Is it helpful or just a gimmick?
Skipton's Delayed Start Mortgage is intended to give borrowers some financial breathing space - but what are the rates and is it a good...
How low will interest rates go? SIMON LAMBERT on what next
This 0.25% Bank of England base rate cut was considered a nailed-on certainty but the question of where rates will end up in this cycle is a...
What the Bank of England's interest rate cut to 4.25% means for you
The Bank of England has voted to cut interest rates by 0.25 basis points, which will be welcome news to those with a mortgage.
Insurance payouts for storms, floods and bad weather hit record high: How to protect YOUR home
Claims for damage caused by the weather topped £200million for the first time ever in the first three months of this year.
Interest rates could fall to 2.75%: Should you take a tracker mortgage?
Interest rates appear to be on a downward trajectory, leaving mortgage borrowers approaching the end of their current deal with a decision...
Buy-to-let thriving in the North - here's the hotspots where landlords are still investing
Buy-to-let continues to thrive in the north of England, according to analysis by the estate agent Hamptons.
Santander and Barclays cut mortgage rates with two-year fixes now back below 2022 mini-Budget levels
Mortgage rates continue their downward trajectory this week, with two more high street lenders announcing lower home loan deals.
What type of survey to choose when buying a home
The last thing you want is to discover your beautiful new home is concealing nightmares. But what type of survey should you choose? We...
Long-life mortgage calculator: How much will it REALLY cost you?
Increasing numbers of homeowners are taking out long-life mortgages but over the lifetime of the mortgage they will pay much more in...
Selling your home? Seven sneaky clauses in estate agent contracts to beware
Estate agents' small print could tie buyers in for many months, exclude buyers who won't use their in-house broker or even make them liable...
Stamp duty calculator: How much tax you have to pay to move home?
Home buyers must pay stamp duty and the tax can add thousands on to their moving bills - our calculator lets you work out how much you would...
Rise of the 're-nesters': Adult children now don't leave home until 28 - did you go sooner?
Almost a quarter of parents have children who left home, but returned later on - a trend called 're-nesting' which is being driven by...
The first-time buyer's step-by-step guide - what you need to know
We explain everything from how to work out your budget and find your ideal home, through to applying for your first mortgage and navigating...
Central London property prices have crashed and 'nobody wants to talk about it' warns buying agent
Home sellers in central London are facing a reality check that few of them want to accept - their properties may well be worth less than...
Nationwide makes major change to mortgage rules, meaning it can lend home owners more
Britain's biggest building society has made the 'stress rates' it uses to test borrowers' monthly budgets less stringent, allowing them to...
Home buyers offered 100% mortgage: Who can get it and is it a good idea?
The new mortgage means someone earning £40,000 a year could potentially buy a home worth £179,600 - even without any savings.
Property asking prices hit another record high - but it's still a buyer's market
More homes on the market means sellers are in competition to find a buyer for their property, which means prices have not grown as much as...
The seller of our new home left old furniture and appliances behind: Can we make them get rid of it?
The sellers left white goods, a sofa and a shed full of rubbish behind - and disposing of it will be annoying and expensive.
Barclays mortgage customers could borrow £31,000 more after bank changes lending rules
Barclays is the latest of several mortgage lenders to revise its affordability calculations, opening up bigger loans for borrowers.
Another lender launches 100% mortgages for first-time buyers
The mortgage lender is offering zero-deposit loans and says it is aimed at those who don't have access to the bank of mum and dad.
Scottish islanders battling second home tax force council to reconsider: Could more follow suit?
A Scottish Island may be about to force a u-turn over the decision to impose double council tax on second homeowners.
House prices rise £16,000 in a year with homes in the North East up 14.3%
House prices in the North East have grown at 18 times the rate of property prices in London over the past 12 months, the latest official...
Government hits yearly housebuilding target - but doubts over 1.5million goal remain
Labour has promised to build 1.5million homes by 2029, but many industry insiders believe the home building target won't be met.
Landlord mortgage rates plummet with HSBC, NatWest and TMW making cuts
Landlords are benefiting from a spate of mortgage rate cuts, with brokers suggesting now could be a good time to lock in a new deal.
Seven in 10 mortgage brokers expect interest rates to rise again by January 2026
The majority of mortgage brokers expect interest rates to be higher by the start of next year.
I'm fed up with the derogatory Nimby label says LEE BOYCE - I believe most of us are in the 'Cwibb' category instead
This week, yet another leaflet came through my letterbox asking for views on a development of 2,000 homes to be slapped up a few minutes...
Two mortgage lenders increase prices as Barclays makes gloomy interest rate forecast
The bank says it no longer expects the Bank of England to cut rates in June and now sees the base rate reaching 3.5% in February 2026.
EXCLUSIVELand Registry delays hamper house moves as some homeowners wait FIVE YEARS
Delays, in some cases, are now long enough to impact the first remortgage after a house purchase.
EXCLUSIVEThese 10 Northern house price hotspots have seen values soar more than 10% in a year
House price increases are being driven by areas north of Birmingham, according to analysis for This is Money by Hamptons estate agents.
Housing market sees busiest May in four years as buyers ignore stamp duty rise
The number of sales agreed in May is running at its fastest rate in four years since the pandemic boom of 2021, according to Zoopla.
Half a million households will see monthly mortgage costs soar as ultra-cheap five-year fixed rates end
Almost half a million households are facing the prospect of paying hundreds of pounds more on their mortgage each year.
Seven bizarre property laws you might have broken without realising
Many property disputes involve lesser-known rules that can catch homeowners off guard. We asked two lawyers to explain the most common ones.
What's YOUR inflation rate? How renting, having children and being a high earner can drive it up
Renters are facing higher inflation than those who have a mortgage, according to new data from the Office for National Statistics.
Two lenders now offer no deposit 100% mortgages: Could a major bank launch one next?
Two lenders are now offering people the chance to buy a home with a mortgage covering the entire purchase price.
EXCLUSIVEWhen are rents cheapest? The best months to bag a bargain in London, revealed
Renters could save themselves hundreds of pounds by moving home during certain months of the year, data shared with This is Money reveals.
Half of would-be home sellers put off moving because it's too expensive
Extensions and loft conversions are booming as a third decide to upgrade their existing home instead of buying a new one.
House prices rise almost £3,000 in a month despite stamp duty rise, says Nationwide
Property values are 3.5% higher than a year ago and are closing in on the August 2022 peak, when they hit £273,751.
High street banks are keen to hand mortgage borrowers £35,000 MORE: Here's why
Since March, multiple high street lenders have loosened their mortgage rules, allowing people to borrow more when buying a home.
A new-build, freehold house comes with a £750 service charge: Should I walk away?
The three-year-old house on a gated development. Is the charge fair, and how can I be sure it won't go up every year?
Nationwide cuts mortgage rates, while other lenders are putting them up
Nationwide will be reducing the interest rates on some of its two, three and five-year fixed rate mortgages from tomorrow.
Are we allowed an 8ft fence for privacy? Our neighbour says we've broken planning rules
A neighbour is complaining that not only have we removed their fence, but that our new fence is so high we should have got planning...
Britain's booming housing markets: Rightmove reveals 10 areas where sales have skyrocketed
Areas in Manchester and West Yorkshire have seen agreed property sales jump by more than 80% thanks to their 'affordability and value'.
A third of Britons want to own a buy-to-let... but is it still a good idea?
While many landlords have done well in recent decades, the investment case for buy-to-let is being questioned more than ever.
Councils 'don't have resources' to force developers to build roads and schools
A lack of funding and skills within councils means often 'developers are favoured at the expense of local communities' according to one MP.
House prices rise £7k in the past year but pace of growth has slowed with affordability 'a challenge'
Average property prices are now £296,648, compared to £297,798 the previous month, Halifax said.
Millions of homeowners could be paying too much for their mortgages due to unreliable statistics
Andrew Bailey told MPs that the Bank's lack of trust in number crunchers at the Office for National Statistics 'does have a bearing' on its...
I'm an auction expert - here's four type of property savvy buyers are snapping up right now
From flats with short leases to bargain homes in beauty spots, we find out what's causing bidding wars in the auction room.
Property expert Phil Spencer on future house prices, mortgage rates and his best ever investment...
This month Phil Spencer takes on our quickfire property questions and gives his views on the current state of the market.
Surge in first-time buyers over 45 will land millions with a mortgage in retirement
Many will have delayed buying because they don't have enough of a deposit, but others have been put off by high mortgage rates or are...
The 10 common blunders people make when they move home revealed by experts
Buying and selling a home is an expensive business even before you take into account stamp duty , removal costs, a surveyor and estate agent...
Rental price boom is over, says Zoopla - but agents warn of more pain for tenants if landlords continue to sell up
The average monthly rent now stands at £1,287, up £35 over the past year, with price inflation running at its lowest since July 2021.
What is an affordable home - and does YOUR town and city have plans to build some?
The Government has today announced a £39bn 10-year affordable and social homes programme as they attempt to ramp up housebuilding.
Do house prices really double every 10 years? Why where you live has made a big difference
Property prices have risen far less in north England than south over two decades - but that is now changing, Zoopla data shows.
We borrowed too much to buy our £1.2M home - what can we do about our £700,000 mortgage?
Unfortunately, with hindsight we got caught up in the pandemic boom and bought both at the top of the market and when mortgage rates were at...
Cheaper mortgages and relaxed lending rules push up price of a first home
Falling interest rates and the ability to borrow more are set to push prices of first-time buyer homes even higher, after they already...
Property asking prices fall as number of homes for sale hits decade-high
Newly listed asking prices fell this month, according to Rightmove as sellers attempted to see amid a decade-high competition to secure...
Is it safe to buy a house with a history of Japanese knotweed if it's been treated?
My wife and I are looking to move home at the moment and have found a house we really like - but we're worried about invasive plant species.
House prices fall £7,365 in one month as rising stamp duty costs bite
Growth in property values also slowed dramatically year-on-year, official figures show.
Santander cuts mortgage rates with first-time buyer deals being slashed most
Santander has cut mortgage rates for those buying homes with smaller deposits, despite the expectation that the Bank of England will hold...
Interest rates held at 4.25% but with three votes for a cut: What it means for your mortgage and savings
The Bank of England has held interest rates at 4.25% as it continues to tread carefully amid fears of resurgent inflation.
Warning over social media videos advising people to become landlords... by defrauding their mortgage lender
Home buyers are being warned to not be taken in by social media influencers giving 'dangerous' mortgage advice.
Can I pay builder in cash and could my bank stop me taking out £40,000 over eight weeks?
The builder want to be paid half the funds in cash. He says his team prefers cash so he pays them that way.
Why a messy neighbour could wipe £43,000 off YOUR home's value?
Research reveals the locations where buyers will knock the most off their offer price due to an unsightly property nearby.
First-time buyers are being offered interest-only mortgages - is this a helping hand or bad idea?
First-time buyers with a 20% deposit can now get an interest-only mortgage thanks to a new deal from the lender Gen H.
Can I offer my estate agent a £1,000 bonus if they sell our home for the best price?
I want our home to be the number one priority - is it unethical or even illegal to offer a cash incentive to the agent that sells it?
Nationwide changes mortgage rules to let first-time buyers buy new builds with just a 5% deposit
Many banks and building societies ask for a minimum deposit of 10% or more when buying a new build, as the properties can fall in value in...
EXCLUSIVEHave YOU been priced out of your childhood hometown? Areas with the biggest jump in house prices in the last 20 years
Homeowners often dream of returning to their childhood neighbourhood later in life and many young adults aspire to buy in the area where...
I'm a first-time buyer - what is conveyancing and how much does it cost?
I've heard the legal process of buying a home can be long and costly. How can I make sure it goes smoothly?
Unique Windsor flat which housed one of Henry VIII's wives is up for auction
A property in Windsor is heading to auction this week, which will have particular appeal for Tudor history buffs.
The UK's cheapest and priciest seaside towns to buy a home in 2025 revealed
Rightmove has crunched the numbers on the costliest and most affordable seaside spots in the country, based on average asking prices.
Two major banks cut mortgage rates: One broker says there's room for further falls...
Two more high street banks have announced mortgage rate cuts today in the latest round of home loan repricing.
More banks cut mortgage rates with some deals dipping below 4%
The nation's biggest lenders are competing to attract new borrowers in a sluggish housing market by offering up tasty rates.
Dubai offers 'first-time buyer scheme' for priced-out young Britons - and they could get a £100k discount
Young Britons struggling to get on the housing ladder could get first dibs on new apartments, a competitive mortgage offer - and £100,000...
Is Labour sowing the seeds for mortgage meltdown? Risky new rules that could give borrowers huge loans
Rachel Reeves is sweeping aside rules put in place to protect homeowners in a move which experts warn could sow the seeds for a future...
EXCLUSIVEThe end of Britain's housing boom? Sellers hit by biggest July downturn in two decades - where prices are falling the most
The average price tag on a home coming to market in the UK fell to £373,709 this month - marking a £4,531 or 1.2 per cent decrease on June,...
Homeowners already taking bigger mortgages thanks to banks' looser rules, say brokers
A change in regulation has allowed more home buyers to borrow six times their annual income, a boost of up to £112,290 for the average...
How being an accidental landlord could land you with a surprise tax bill when you sell
While keeping hold of a property can seem like a good investment given the prospect of rental income and house price growth, it could end up...
Nationwide launches new cheapest mortgage rate for home buyers
The building society has cut rates across a range of deposit sizes, including a best-buy two-year deal for new or existing customers moving...
This burned out Lancashire house had a record 108 bids at auction.... here's how much it finally sold for
The four-bed home in Cockerham proved a huge hit with auction bidders who saw an opportunity to restore it to its former glory.
Home hunter wish list REVEALED: The features buyers want - and one thing they really don't
From good broadband to a nice garden or a garage, we reveal what has moved up the list of buyers' priorities - and what has gone down.
How YOU can grab a bargain home in London or a commuter hotspot: Experts say now is the time to get a deal
Property values have fallen by as much as 8% in some greater London boroughs and home counties neighbourhoods this year, new figures show.
Interest rate rise or fall mortgage calculator
The Bank of England cut base rate from 4.25 per cent to 4 per cent. Our calculator lets you work out what a move up or down could cost you.
Property market 'strongest in three years' in first half of 2025
Property transactions and mortgage approvals hit a three-year high in the first half of the year estate agent comparison website GetAgent...
Revealed: The area where parents would pay £81,000 MORE to buy a home near a good school
Parents are willing to pay tens of thousands of pounds extra to live in the catchment area of a top state school, as private school fees...
Best commuter towns in Britain REVEALED - and not one is close to London
Commuter town gems are dotted around the country, with those close to smaller cities in the North of England making up most of the top ten.
Rachel Reeves' radical new property tax: What is it and will YOU pay more?
Rachel Reeves is mulling a shake-up of property taxes which could potentially see those selling homes over £500,000 hit with a new levy.
Angela Rayner tax row: Experts explain how stamp duty works on second homes - and what falls foul of the rules
We explain the rules around stamp duty and how much people pay on second homes - and get expert views on Rayner's situation.
Would YOU live in this former police cell block in Nuneaton? It's going up for auction for £170,000
Midlands property buyers have the chance to lock in a deal on a unique character building which was formerly used as police holding cells.
Households urged to lock in a new mortgage deal now after Barclays ups rates and gilt yields hit 27-year high
Households are being urged to lock in a new mortgage deal as soon as possible, after Barclays announced it's upping rates.
Rents soar to record high as as tax and costs force landlords to sell up
Rental costs across Britain soared to a record high in August as limited supply bolstered monthly payments, new data reveals.
Should you use a buying agent for your next house move - or are they still the preserve of the mega-rich?
Most Britons rely solely on their own judgement when it comes to buying property, despite it often being the biggest financial decision of...
Forget the London banana - the more affordable 'London pear' is where most people REALLY want to live
Data from Rightmove suggests that 'banana' postcodes may not be the most desirable - at least, if you ask people who are currently looking...
First-time buyers offered 2% deposit mortgage - but those using Bank of Mum and Dad are BANNED
First-time buyers can buy a home with a deposit of as little as £5,000 using a newly-launched mortgage - but not if they are using the Bank...
EXCLUSIVERevealed: The neighbourhoods where house prices are rising quickest - including the suburb in the 'Dubai of the North' where they soared...
Prices have doubled in a dozen suburbs across England and Wales over the last seven years, Daily Mail analysis shows.
EXCLUSIVERevealed: The neighbourhoods where house prices are falling quickest... so do YOU live in one of them?
Daily Mail analysis shows average prices have dipped by at least 10% since pre-Covid in nearly 140 different suburbs across England and...
Rightmove's WEIRDEST homes: Its 25 most viral properties revealed
From a Star Wars themed mansion to a 7ft-wide house and a bath shaped like a shoe, these are the Rightmove listings that have fascinated...
Top Bank of England economist dents hopes of interest rate cuts due to 'stubborn' inflation
Chief economist Huw Pill said rates will probably need to be cut more slowly. The warning came with inflation in the UK the highest in the...
Do YOU live in a nuisance neighbour hotspot? Our map of shame reveals whether your town is affected
The UK is riddled with nuisance hotspots, where antisocial behaviour such as making excessive noise and fly-tipping are particularly...
Five major mortgage lenders to cut rates
The move comes as traders forecast a Bank of England cut in December but economists are divided over how far rates will fall beyond that.
Barclays mortgage customers can now borrow SIX times their salary - but experts warn them not to overstretch
Brokers are warning families not to stretch their monthly budgets amid heightened costs, rising unemployment and inflation .
Rise of first-time boomers! Spike in over 60s finally getting on the property ladder revealed by major bank
Santander said that the oldest first-time buyer it gave a mortgage to in the past year was aged 70.
Will the mansion tax lead to a full shake-up of council tax and lead to you paying more?
Ali Bogle and husband Angus renovated a dilapidated house (pictured) in East Sussex and say the mansion tax will wreck their retirement...
House prices fall in south east but rise in north: Will there be a post-Budget property market bounce?
With tax uncertainty over and mortgage rates falling, many agents and mortgage brokers are confident the market will bounce back in 2026.
Will the mansion tax become a terrace tax? Four things you need to know about the property market now
Although the Budget may have been less destructive of property than many expected, there was still bad news for tenants, landlords and...
Buy-to-let hotspots revealed: Where you can still get returns of up to 10% - and areas you'd be mad to invest in
Is there any point any more trying to boost your income with a little money from a buy-to-let property? Out analysis shows there is still...
Zoopla's most viewed homes of 2025 - from a £1.8m estate with tennis court to a tiny studio on the Scottish coast
Homes in rural spots have soared in popularity this year, with an ordinary three-bed house in west Wales taking the top spot.
Demand for homes to rent slides as more people get on the ladder: Will it make rents cheaper?
The number of tenants seeking a home has fallen by 20% over the last year, according to Zoopla, which could mean rents rise less quickly.
Spain STILL top country where Britons search for homes abroad... but we're also now dreaming of Dubai while wealthy expats look to Italy
The property website has also revealed the five most-wanted holiday homes, from a humble cottage in Italy to a Mallorcan villa which sleeps...
Are you a 'ROGER'? Sky-high nursery fees see grandparents sell their homes to help out their family
An estate agent has pinpointed a new trend known as the 'Roger' - a parent of a small child who is 'reliant on grandparents and equity...
Why are mortgage rates falling? SIMON LAMBERT reveals why now could be the moment to remortgage
The end of the year has brought good news for our finances. There's a mortgage price war going on - and anyone whose fix ends in the next...
Second steppers tap Bank of Mum and Dad for MORE property cash than first-time buyers, borrowing an average of £80k
Families who already own a home are tapping up their parents for tens of thousands of pounds to help them climb to the next rung of the...
First-time buyers drive house sales to highest level in three years in 2025 - as Zoopla reveals bold prediction for 2026
First-time buyers drove house sales to their highest in three years, spurred on by cheaper mortgage rates.
Home buyers pay almost 20% more in stamp duty this year - as Reeves rakes in more from inheritance tax too
The amount of money the Treasury rakes in from both stamp duty land tax and inheritance taxis on the rise, official figures show.
Should I get a 95% mortgage? I'm desperate to escape renting and my parents can't afford to help out
I don't like the idea of borrowing so much, but my rent is always going up and I just want to be in a place of my own.
Leasehold reform delayed until next year as fears mount that Labour will not cap ground rents as promised
Details of the Leasehold and Commonhold Reform Bill were expected to be made public before the end of this year, but that has been pushed...
London residents quitting capital flock to the 'three Cs' - Caterham, Chatham and Chigwell...
Over half of London homeowners who bought a property this year moved within 50 miles of London, according to Hamptons.
The red-hot areas where house prices are rising (and falling) the fastest: Use our analysis to discover how YOUR neighbourhood is doing......
The property market has been hit by a mix of factors, including the end of the stamp duty holiday, stubborn mortgage rates and fears over...
Record number of home hunters browsed Rightmove on Boxing Day
Each year on Boxing Day, a surprising number of Britons decide to start the cogs whirring on moving house.
EXCLUSIVEAlmost 70,000 homeowners face a big jump in mortgage payments this month
Ultra-cheap five-year mortgages agreed during the covid era are coming to an end, with households forced on to much more expensive deals.
How much first-time buyers need to save for a property deposit - and how long it could take
New research unveils a massive regional divide in the size of deposit needed to secure a first home.
House prices see 'modest' rise of 2.5% in the past year to reach £271,000 despite pre-Budget fears
Average house prices climbed in November in boost to homeowners after a slight fall in October, official figures today reveal.
Sales of London's most expensive homes slumped last year as 'mansion tax' worries spooked the mega-rich
Wealthy buyers spent nearly £900million less on prime London property last year as tax fears and the abolition of the non-dom regime put a...
Rightmove names the 25 towns that saw biggest house price rises in 2025
More affordable locations saw the biggest asking price spikes last year, with areas in Scotland, the north east, and Yorkshire recording...
How overpaying could save an astonishing £42,000 on your mortgage - and why NOW is the time to do it
Millions of homeowners could take advantage of a savvy trick to free themselves of their mortgage years early and slash the amount of...
Bleak jobs figures boost chances of a Bank of England rate cut in March
A fresh set of bleak jobs data published this morning will increase the chances of a rate cut at the Bank of England's next meeting, say...
EXCLUSIVEHousing market failing families as 1.5m now rent - a third of all renters
Families now make up one third of the rental market as homeownership grows increasingly out of reach, fresh analysis reveals.
Boost for first-time buyers as new 0% deposit mortgage launched - is it a good way to get onto the property ladder?
Beleaguered first-time buyers have been given yet another boost to take the first step on the property ladder as another lender launches a...
House prices rise in 'modest recovery' - but will a Middle East conflict mortgage spike derail growth?
House prices grew by a measly one per cent in the year to February in a 'modest recovery', Nationwide says.
HSBC, Nationwide and Coventry set to raise mortgage rates as conflict in Middle East hits markets
HSBC, Nationwide and Coventry Building Society have all announced higher mortgage rates set to come into effect in the next few days.
What you MUST know before buying a new build home: My house is worth £30,000 less than I paid six months ago
When 42-year-old Frazer Downes moved into his new-build home in September, he couldn't have been happier. He'd bought the house for £350,000...
Iran conflict hasn't hit the property market... yet, says Rightmove
The property portal's latest house price index found that asking prices increased between 8 February and 7 March.
EXCLUSIVEFleeing Dubai expats cause sharp rise in rent prices in Britain's poshest neighbourhoods
Rents in some of London's poshest postcodes are surging as expats fleeing Dubai search out luxury homes to escape the conflict in the Middle...
Final sub-4% mortgage rates are about to vanish as Nationwide hikes home loan prices AGAIN
Nationwide Building Society looks to be withdrawing the final sub-4% fixed rate mortgage on the market.
New mortgages cost £788-a-year more than before Iran war as 'Trumpflation' hits cash-strapped Brits
A new mortgage now costs almost £800 a year more than before the outbreak of the Iran war two weeks ago.
The best buy-to-let mortgage rates for landlords: Should they fix or risk a tracker?
We highlight some of the best deals available to buy-to-let landlords. Please note, these rates were the best deals sourced as of 6 April...
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