Interactive Investor launches new prices: How do fees compare - and how much will YOU save?
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Interactive Investor has announced new pricing plans, simplifying fees by giving every customer access to each of its accounts – an Isa, pension and general investment account.
Account fees at Interactive Investor* will start at £5.99 a month for portfolios up to £100,000, stepping up to £14.99 a month for portfolios above that.
The new pricing also slashes foreign exchange fees, plus makes fund and international trades cheaper for those on the more expensive tiers.
The most expensive tier will sit at £39.99 a month, but this will include access to ii360, which is a new advanced investing platform that launches in 2026.
The new pricing comes into effect from 1 February 2026. It follows similar changes made this year by flat-fee competitor Freetrade*, which introduced a free stocks and shares Isa in September.
Another rival, Trading 212*, offers zero account fees but currently has no Sipp account and does not have investment funds, only shares, ETFs and investment trusts.
Commenting on the new Interactive Investor pricing, Holly Mackay, founder and CEO of investment research website Boring Money, said: 'This revised pricing structure with a single flat platform fee to cover both Isas and pensions makes it easier for consumers to understand and compare.
The biggest winners are those with between £50,000 – £100,000 to invest as well as those investing for various family members and children.
'As some low-cost Isa providers throw down a price gauntlet, the incumbents need to respond with something competitive for their typical customers. I think this is a positive move for those who want a range of tax wrappers and investments, in a one-stop shop platform.'
> Read our Interactive Investor review
> Read our full Freetrade review
Simplifying: Interactive Investor is updating its prices in the new year
How do Interactive Investor's new prices compare?
A big advantage to the new Interactive Investor pricing structure is that you’ll have access to each type of account, no matter which tier you’re on.
Interactive Investor’s existing pricing can be confusing, with extra fees for adding a Sipp, for example, depending on which account you’ve opened initially – current prices then step up above a £75,000 portfolio.
The new pricing involves a lot of detail to absorb but is generally simpler and cheaper, although small investors without a Sipp will pay more.
Here’s how much the new Interactive Investor plans cost and what you'll get for your money:
Core: £5.99 per month – up to £100,000 invested (the basic tier maximum was previously £50,000), FX fees reduced to a flat rate of 0.75 per cent (was variable starting from 1.50 per cent).
Plus: £14.99 per month – above £100,000 with no upper investment limit, fee-free accounts for up to five family members (previously two), unlimited free Junior Isas, cheaper fund dealing (£1.49 vs £3.99) and international trades (£7.99 against £9.99 for non UK and US trades), FX fees reduced (0.75 per cent up to £50,000 and 0.25 per cent for amounts over £50,000), one free monthly trade (worth £3.99).
Premium: £39.99 per month – no investment limit, fee-free accounts for unlimited number of family members, unlimited free Junior Isas, 0.25 per cent flat FX fees, free funds trades, £2.99 UK and US share, investment trust and ETF trades, £5.99 international trades, two free monthly trades and access to ii360, Interactive Investor’s advanced investing platform to be launched in 2026.
Most cohorts of investor will save money on the new plans when compared with Interactive Investor's existing prices. The exception is from those who have an Isa or investment account with less than £50,000, or an Isa or investment account with more than £100,000 - and no Sipp.
These customers will pay £1 and £3 more a month respectively, while the biggest winners will be those who have both an Isa and a Sipp with between £75,000 and £100,000 – who'll save a huge £16 a month.
Those with investment accounts holding more than £100,000 and a Sipp will also save due to the removal of the extra fee for holding the pension.
Interactive Investor has compared each cohort on the old and new plans in the table below.
| Account/portfolio size | Current monthly price | Monthly price from 1 Feb | Monthly difference | ||
|---|---|---|---|---|---|
| Isa/GIA with less than £50k | £4.99 | £5.99 | +£1 | ||
| Isa/GIA with more than £100k | £11.99 | £14.99 | +£3 | ||
| Sipp with less than £50k | £5.99 | £5.99 | No difference | ||
| Isa/GIA between £50k and £100k | £11.99 | £5.99 | -£6 | ||
| Sipp between £50k and £100k | £12.99 | £5.99 | -£7 | ||
| Sipp and Isa/GIA £75k | £9.99 | £5.99 | -£4 | ||
| Sipp and Isa/GIA between £75k and £100k | £21.99 | £5.99 | -£16 | ||
| Sipp and Isa/GIA with more than £100k | £21.99 | £14.99 | -£7 | ||
| Source: Interactive Investor: GIA = general investment account, Sipp = self-invested personal pension, Isa = stocks and shares Individual Savings Account | |||||
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