Penalty points surge by 12% in just ONE year... thanks to speeding drivers
Speeding drivers are behind a 'worrying' surge in the number of penalty points being issued.
Motorists in Britain received 9.61million points in 2024, up from 8.55million in the previous year, a rise of 12 per cent.
The total has risen every year since 2021, figures show.
Speeding on public roads and on motorways were the most common offences in both of the past two years.
They were followed by driving an uninsured vehicle, according to DVLA figures obtained by Co-op Insurance.
The amount of penalty points issued for an offence reflects its severity. They remain on a licence for between four and 11 years.
Drivers who accumulate at least 12 points in a three-year period are usually disqualified from driving for at least six months.
Most speeding cases result in the offender being fined £100 and receiving three points or given the opportunity to complete a speed awareness course, if they have not done one in the previous three years.
Speeding drivers are behind a 'worrying' surge in the number of penalty points being issued (Stock Photo)
AA president Edmund King described the rise in the number of points being issued as 'worrying'.
He said: 'The increase is due to the boom in speed camera offences, and the fact that a higher proportion of repeat offenders have already been on a speed awareness course in the last three years, so can't avoid points by going on another course.'
Mr King cited separate Home Office figures showing 2.71 million drivers were caught speeding in England and Wales in 2023, with 96 per cent of offences detected by cameras.
That is compared with 1.49 million in 2011, when cameras were responsible for spotting 89 per cent of incidents.
AA president Edmund King, pictured, described the rise in the number of points being issued as 'worrying'
Analysis by Co-op Insurance shows points were issued to drivers in the South West at a higher rate per population size than any other region in Britain last year, at 51.0 points per 1,000 people.
London had the smallest rate at 35.2, followed by Scotland (35.3).
The figures were obtained from the Driver and Vehicle Licensing Agency in response to a Freedom of Information request.
Paul Evans, head of motor at Co-op Insurance, said: 'Accumulating points for both speeding and driving without insurance can lead to higher premiums, and even disqualification from driving, due to insurers deeming drivers to be a greater risk should they receive 12 or more points on their licence.
'We're therefore encouraging motorists to ensure that they drive safely and to ensure that they're covered so that they can avoid penalties, save money and reduce the risk of accidents whilst on the roads.'
| Year | Points |
|---|---|
| 2021 | 2,803,432 |
| 2022 | 7,329,228 |
| 2023 | 8,545,646 |
| 2024 | 9,610,237 |
| Source: Co-op Insurance | |
Comparison website Go.Compare has warned that the recent spike in speeding endorsements is likely to have a huge knock-on effect on the nation’s car insurance premiums.
It says the average car premium for a driver with no speeding convictions is £391, while those who do have a speeding conviction on record pay almost a quarter more on average (23 per cent) at £482.
The recent increase in speeding points issued, combined with the higher price of insurance those who have been caught are likely to pay, means that convicted UK drivers could be coughing up 'an extra £291million'to insure their vehicles.
Tom Banks, Go.Compare car insurance spokesperson, said: 'Our data shows that when you’re caught speeding, your car insurance is likely to become significantly more expensive - and this is yet another reason why motorists should think twice before putting their foot on the accelerator.
'It’s also worth bearing in mind that if you are involved in an accident and proven to have been speeding at the time, this could have an effect on your car insurance claim - with insurers likely to argue you were at fault.'






